14534 Potanow Trl, Orlando, FL 32837
4 beds · 3 baths · 2,365 sqft sqft
Welcome to the highly desired community of Hunter's Creek. This meticulously maintained, 2 story home has 3 bedrooms and 2.5 baths, a spacious open floor plan with vaulted and high ceilings, solid wood cabinets and vanities, kitchen/dining room combo with breakfast bar and exterior French door, large master bedroom with large walk-in closet and exterior French door, large master bath with a garden tub, separate shower, and closet toilet. 2nd bedroom is 10x16.5 with 5x10 walk-in closet, 3rd bedroom is 10x15.5 with 6x10 walk-in closet, a large bonus room that can be used as 4th bedroom. Large inground pool, and over-sized screened enclosure. Many owner upgrades that include; New architectural roof and 6" gutters 2021, Aluminum wrapped facia 2021, Exterior paint 2021, Whole house water softener and pre-filter 2023, Irrigation system totally upgraded 2023, Upgraded fireplace 2024, All new windows and doors with transferable warranty 2023, 2 new heat-pump systems and ductwork with transferable warranty installed 2023, New 50 gal electric water heater 2022, New sod, pavers, and landscaping 2024, Vinyl fence with 2 gates 2021, and too much more to list here. For complete list of upgrades see "Upgrades List" attachment. The following items do not convey with the home; Smart Door Entry Lock, Smart Thermostats, Ring Security System, Ring Cameras, and Ring Doorbell. Conveniently located in the amazing, family-oriented community of Hunter's Creek, just minutes from Disney, Universal, SeaWorld, and the Orlando International Airport, along with "A" rated schools, restaurants & shopping. Sold in As-Is condition. All room sizes and HOA information to be confirmed by buyer and/or buyer’s agent during the inspection period.
Source: STELLAR #o6239614
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6239614
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #o6239614