1450 E 128th Ct, Thornton, CO 80241
5 beds · 4 baths · 2,772 sqft
Updated, upgraded and private Hunters Glen cul-de-sac home, backs to open space! This well-appointed home is in a private enclave close to stores & more. Several renovations occurred in 2017-2020 (including new roof, gutters / downspouts, carpet, furnace, AC, kitchen cabinets) with more recently (roof replaced 2024, new water heater 2024, washer 2022, dishwasher 2023), with all you need to do is move in! The welcoming front entry and receiving room gives way to a modern, open kitchen / living area. The kitchen offers quartz countertops with waterfall island, large pantry, black stainless steel appliances, concrete farm-style sink, customer under-cabinet LED lighting and more! The LED can lighting is carried through to the kitchen / hall, bathrooms and more, with new fans installed. Opening to the living room, you'll easily fit that wraparound couch and television above a warm fireplace. Outside offers a private and expansive backyard on the back side of a cul-de-sac backing to a stream and open space. The back deck is ready for barbeques with Trex decking, newer lighting, updated landscaping in front / back yard (with front sprinklers!) and considerable privacy! Back inside, upstairs offers a private primary suite with expansive walk-in closet (with reinforced shelving) and en-suite bath. Several other bedrooms all have newer ceiling fans, fixtures and light switches. Downstairs the finished basement offers a private bedroom, bathroom and storage, along with whole-home water softener and triple filtration water system! Three-car garage has powered garage door opener for two bays with third bay used for storage; shelving throughout garage along with adjustable shelving included! Also included throughout home are blackout bedroom curtains, tv and mount in bedroom 2, tv in primary bedroom and yard equipment in shed. Top-of-line furnace and AC added in 2021 with UV filter and humidifier. Solar panels transferrable to buyer!
Source: RECO #9548158
Interest rate and monthly payment estimated based on public records.
Source: RECO #9548158
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #9548158
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