145 Circle Hill Rd, Sanford, FL 32773
3 beds · 2 baths · 1,353 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Why wait for new construction when you can own this move in ready home today! Welcome to 145 Circle Hill Road, a beautifully appointed three-bedroom, two-bathroom home in Sanford, Florida's desirable Mayfair Club community. This lovely residence is perfectly situated on a serene conservation lot, offering peaceful views and the privacy of no immediate rear neighbors. As you step inside, you'll be greeted by a spacious, inviting open floor plan. The heart of the home features modern kitchen appliances upgraded in 2020, elegant granite countertops, and a stylish tile backsplash. The dark composite no-scratch sink adds practicality and sophistication, making meal prep a breeze. The primary suite is a true retreat, boasting an en suite bathroom complete with a luxurious garden tub—perfect for unwinding after a long day. Throughout the living areas, you'll find durable and attractive ceramic tile flooring, enhancing the overall flow and ease of maintenance. French doors lead from the living area to your private fenced conservation view, blending indoor and outdoor living. Whether it's sipping your morning coffee or enjoying the outdoors, this space is designed for relaxation. For additional peace of mind the roof and HVAC systems were replaced in 2017, water heater, house re-piped, new gutters, fence, and deck added in 2024! Beautiful tile floors throughout the entire home, updated interior / exterior paint, security cameras, landscape lighting, pavers widening the front driveway, updated front door, garage door, and rear door installed in 2020! Centrally located, this property allows for easy access to I-4 and the 417, making commutes to downtown Lake Mary and the Colonial Town Center at Heathrow a snap. A stone's throw to Mayfair Country Club. You'll also find every type of shop and restaurant you could desire just moments away. Don’t miss out on this must-see property! Schedule your private showing today and discover the comfort and convenience. A must see to appreciate!
Source: STELLAR #O6299705
Source: STELLAR #O6299705
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.