14485 Tamarind Loop, Spring Hill, FL 34609
2 beds · 2 baths · 1,743 sqft sqft
Welcome to 14485 Tamarind Loop, Spring Hill, FL 34609! This stunning residential house offers a screened-in front porch and front yard, perfect for enjoying the Florida sunshine. With 2 bedrooms and 2 full bathrooms, including a master bedroom with custom his & her closets, plantation shutters, and a ceiling fan, this home exudes comfort and style. The master bathroom features double sinks, a spacious stand-up shower, and linen closets for added convenience. The second bedroom boasts plantation shutters, a ceiling fan, and a custom built-in closet. The second bathroom includes a built-in linen closet, bath-shower combo and exhaust fan. The spacious and beautiful kitchen has a double sink with a window box, granite countertops, plantation shutters, refrigerator, dishwasher, stove, built-in microwave, and a kitchen pantry. The living room and dining room provide ample space for entertaining. The garage can accommodate 2 cars, and the fridge in the garage is included in the sale. Throughout the home, you'll find the same beautiful tile flooring, adding to the overall charm. The spacious great room with vaulted ceilings opens up to the enclosed Florida room with a mini-split and a ceiling fan creating a perfect space for family gatherings, entertaining or relaxing. Located in the heart of Hernando County, this home offers easy access to the Veterans Expressway, Suncoast Trail, Tampa, and the airport. The Silverthorn community features a golf course, community pool, a clubhouse, a community center, pickle ball, basketball, tennis courts and parks. HOA features include gated security, paint maintenance every 7 years, lawn care with pest control, cable TV, and high-speed internet. Additional features of this home include a new roof installed in 2018, a back roof over the Florida room in 2019, fresh paint in 2024, a new water heater and garage door in 2023, a patio pad in 2019, custom his & her closets in 2023, and floor tile throughout in 2018. Don't miss out on this incredible opportunity to own a piece of paradise in Spring Hill!
Source: STELLAR #t3532138
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #t3532138
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #t3532138
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.