14477 Reflection Lakes Dr, Fort Myers, FL 33907
4 beds · 2 baths · 1,823 sqft
***SELLER OFFERING INTEREST RATE BUYDOWN INCENTIVES***Come See This Meticulously Maintained 4-bedroom plus den, 2-bathroom residence offering over 1,800 square feet of refined living space in the esteemed gated community of Reflection Lakes. As you enter, the expansive great room floor plan is immediately inviting, with the large kitchen serving as the heart of the home. This culinary space boasts 42-inch wood cabinetry, stainless steel appliances, a custom ceramic backsplash, granite countertops, a stainless undermount sink, and a cozy breakfast nook. Architectural details such as plant shelves and graceful arches add character, while high-profile baseboards and LED recessed lighting enhance the home's modern appeal. Notably, the residence features wall-to-wall ceramic tile flooring, ensuring a carpet-free environment that is both elegant and easy to maintain. Residents of Reflection Lakes enjoy an array of premium amenities designed for leisure and recreation. The community offers four illuminated tennis courts, pickleball, volleyball, and bocce ball courts, as well as a children's playground. The lakeside clubhouse features a billiards room, a state-of-the-art fitness center, and a resort-style swimming pool. A scenic jogging path winds through the community, perfect for morning runs or evening strolls. The Homeowners Association (HOA) provides comprehensive services, including lawn care, landscaping, exterior pest control, internet, cable, and access to all amenities, ensuring a maintenance-free lifestyle. Strategically located just minutes from Florida SouthWestern State College (FSW), this home offers unparalleled convenience. Proximity to Bell Tower Shops, featuring upscale shopping and dining, the Barbara B. Mann Performing Arts Hall, renowned for its cultural events, and the pristine beaches of Fort Myers, makes this location truly exceptional. With the added benefit of the seller offering interest rate buydowns, this property presents an outstanding opportunity. Schedule your private tour today to experience the elegance and convenience of this remarkable home.?
Source: FORTMYERS #225036400
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: FORTMYERS #225036400
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.