14462 Mindello Dr, Fort Myers, FL 33905
4 beds · 2 baths · 2,251 sqft
Welcome to your dream home in the highly sought-after Portico community! This beautifully updated 4-bedroom, 2-bathroom, 3-car garage residence, built in 2018, spans 2,251 square feet on an expansive .324-acre corner lot with a stunning lake view. The huge side and back yards offer endless possibilities, and the community allows fencing for added flexibility. Step inside to a greatroom floor plan with tile flooring laid on the diagonal, crown molding, and tray ceilings in the greatroom and primary suite, complemented by a formal dining room and additional dining area off the kitchen. The remodeled kitchen boasts wood-tone cabinets, white quartz countertops, stainless steel appliances, a 5-burner cooktop with hood vent, wall oven, microwave, large farm sink, and ample pantry space. The massive 20x49-foot extended lanai, featuring a screened-in patio and pergola, is a true highlight with its outdoor kitchen—complete with a high-end stainless steel grill, two-burner gas cooktop, refrigerator, built-in cabinets, and countertops—perfect for entertaining with breathtaking lake views. The primary suite offers a sitting area, wall-mounted TV, walk-in closet, electronic window shades, and direct patio access, paired with a luxurious bathroom featuring double sinks, a soaking tub, and an updated walk-in shower. Additional perks include a paver driveway, laundry room with cabinets and sink, and no flood insurance required. Portico’s low HOA fees grant access to a resort-style clubhouse, pool, gym, yoga room, tennis, pickleball, basketball, and play area, all within a pet-friendly, access-controlled community conveniently located near I-75, shopping, and dining.
Source: FORTMYERS #225032802
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: FORTMYERS #225032802
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.