1446 BUNKER DR, Davenport, FL 33896
LIVE LIKE A CHAMPION!***FULL GOLF MEMBERSHIP INCLUDED IN HOA!!!*** Pride in ownership! Upgrades galore! You will not find another one on the market like this! Stunning home in the exclusive gated community of ChampionsGate! One owner! 4 bedroom, 2 bathroom, Hideaway model! Absolutely flawless! Light and bright! Built in 2017! This home includes stainless steel appliances, quartz kitchen island, and updated flooring throughout! Master features walk-in closets, garden tub and dual sinks. All closets have custom built-ins. Custom Air-conditioned garage that is a perfect home gym that provides additional living space. Expanded driveway creates room for up to three cars. Professional landscaping surrounds this beautiful home! Enjoy the rocket launches, fireworks and hot air balloons right from your driveway! Golf Carts can be driven on roads throughout the community! This luxury, gated, resort style community is centered around the Oasis Club, a 14,000 sq ft clubhouse that includes a restaurant, movie theater, fitness center, game room, tiki bar, lazy river, cabanas and much more! You also get "The Plaza" a resident only clubhouse that has another restaurant, bar, fitness center, game room, pickleball courts and 2 pools. The Retreat Club is now open and offers a full waterpark! HOA covers access to the Oasis Club/Retreat Club/Plaza and it's amenities, full golf membership, tennis, pickleball, food credit ($75 Plaza), gated entries, complete lawn care, security monitoring, cable, phone and internet. CDD and trash are included in the taxes. ChampionsGate Country Club is the perfect place to live and enjoy all the theme parks, golf, shopping, and dining experiences that the Orlando area has to offer!
You may be able to put down less than the total down payment amount of $129,097 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #s5105638