1446 Bunker Dr, Davenport, FL 33896
4 beds · 2 baths · 2,269 sqft
LIVE LIKE A CHAMPION!***FULL GOLF MEMBERSHIP INCLUDED IN HOA!!!*** Pride in ownership! Upgrades galore! You will not find another one on the market like this! Stunning home in the exclusive gated community of ChampionsGate! One owner! 4 bedroom, 2 bathroom, Hideaway model! Absolutely flawless! Light and bright! Built in 2017! This home includes stainless steel appliances, quartz kitchen island, and updated flooring throughout! Master features walk-in closets, garden tub and dual sinks. All closets have custom built-ins. Custom Air-conditioned garage that is a perfect home gym that provides additional living space. Expanded driveway creates room for up to three cars. Professional landscaping surrounds this beautiful home! Enjoy the rocket launches, fireworks and hot air balloons right from your driveway! Golf Carts can be driven on roads throughout the community! This luxury, gated, resort style community is centered around the Oasis Club, a 14,000 sq ft clubhouse that includes a restaurant, movie theater, fitness center, game room, tiki bar, lazy river, cabanas and much more! You also get "The Plaza" a resident only clubhouse that has another restaurant, bar, fitness center, game room, pickleball courts and 2 pools. The Retreat Club is now open and offers a full waterpark! HOA covers access to the Oasis Club/Retreat Club/Plaza and it's amenities, full golf membership, tennis, pickleball, food credit ($75 Plaza), gated entries, complete lawn care, security monitoring, cable, phone and internet. CDD and trash are included in the taxes. ChampionsGate Country Club is the perfect place to live and enjoy all the theme parks, golf, shopping, and dining experiences that the Orlando area has to offer!
Source: STELLAR #s5105638
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #s5105638
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #s5105638
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.