14441 Shasta Daisy Ln, Parker, CO 80134
5 beds · 6 baths · 4,715 sqft sqft
Welcome to a life of luxury in this meticulously maintained home, where exquisite landscaping and charming curb appeal greet you at the door. Step inside and be welcomed by a grand foyer boasting high ceilings, setting the tone for the elegance that awaits. The living area impresses with its built-in features and a cozy fireplace, creating a perfect space for relaxation and gatherings. The heart of this home is the chef's kitchen, a culinary paradise designed to fulfill every cooking enthusiast's dreams. The oversized island not only provides ample seating for grand events but also offers convenient storage underneath for all your kitchen essentials and extra appliances.A main floor bedroom with an attached bath and walk-in closet provides a comfortable retreat for guests or family members seeking privacy and convenience. Upstairs, discover two additional bedrooms, one with its own full bath, ensuring everyone has their own space and comfort. The primary bedroom suite on this level is a sanctuary of its own, complete with a luxurious bathroom and a spacious walk-in closet.Venture to the basement where you'll find even more living space, perfect for creating a home theater, game room, or additional lounging area. Another bedroom and full bathroom in the basement offer flexibility and convenience for extended family or guests. Outside, the fully landscaped backyard beckons, providing a serene space.Storage is abundant throughout the home, ensuring you have ample room to organize and store belongings neatly and efficiently. Located in a desirable neighborhood, this home not only offers luxury and comfort but also convenience. With easy access to amenities, parks, schools, and more, it promises a lifestyle that combines sophistication with practicality.Don't miss out on the opportunity to call this exceptional property your home. Motivated Sellers. Bring us an offer and be in your new home before Christmas.
Source: RECO #2634269
Interest rate and monthly payment estimated based on public records.
Source: RECO #2634269
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #2634269
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