14434 Tuscola Cir, Austin, TX 78734
3 beds · 3 baths · 2,682 sqft sqft
OPEN HOUSE SAT, 10/19, AND SUN, 10/20, 1-3PM~Welcome to 14434 Tuscola Cir, a beautifully designed home in Apache Shores offering an assumable loan under 3.5% to qualified buyers! Residents of Apache Shores have private access to Lake Austin, Geronimo Park (BBQ grills, a rope swing, monthly movies in the park, boat ramp), and the POA Park (frisbee golf, swimming pool, tennis courts, basketball court, soccer fields). This exceptional residence has an open floor plan, towering ceilings, and walls of windows. The spacious living room is open to a well-equipped kitchen with ample counter space and modern stainless steel KitchenAid appliances - the perfect design for both everyday living and entertaining. The home includes 3 bedrooms and 2.5 bathrooms, highlighted by a generous primary suite downstairs with a luxurious en-suite bath featuring dual vanities, a frameless glass walk-in shower, and a generous closet. Upstairs, you’ll enjoy 2 sizable secondary bedrooms, a gameroom, and a second full bath with dual vanities and tub/shower. If you have four-legged fur babies or just love to be outside, you won’t want to miss this massive, level, fully-fenced back yard complete with double gate off Red Fox for easy boat or RV storage on your own property. Always wanted a pool and/or a casita/home office/she shed? Well, this backyard is big enough for all of it! Tracking to Lake Travis ISD, known for its commitment to academic excellence, boasting high ratings, dedicated staff, and a variety of programs to support student achievement. The district offers a range of extracurricular activities, including sports, arts, and clubs, fostering a well-rounded educational experience for students. Easy access to 620, 2222, and hwy 71 offer easy access to grocery, shopping, and local restaurants. Don’t miss the opportunity to make this fantastic property your new home!
Source: ACTRIS #4690431
Interest rate and monthly payment estimated based on public records.
Source: ACTRIS #4690431
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #4690431
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.