14434 Tuscola Cir, Austin, TX 78734
3 beds · 3 baths · 2,682 sqft sqft
Welcome to 14434 Tuscola Cir, a beautifully designed home in Apache Shores! Residents of Apache Shores have private access to Lake Austin, Geronimo Park (BBQ grills, a rope swing, monthly movies in the park, boat ramp), and the POA Park (frisbee golf, swimming pool, tennis courts, basketball court, soccer fields). This exceptional residence has an open floor plan, towering ceilings, and walls of windows. The spacious living room is open to a well-equipped kitchen with ample counter space and modern stainless steel KitchenAid appliances - the perfect design for both everyday living and entertaining. The home includes 3 bedrooms and 2.5 bathrooms, highlighted by a generous primary suite downstairs with a luxurious en-suite bath featuring dual vanities, a frameless glass walk-in shower, and a generous closet. Upstairs, you’ll enjoy 2 sizable secondary bedrooms, a gameroom, and a second full bath with dual vanities and tub/shower. If you have four-legged fur babies or just love to be outside, you won’t want to miss this massive, level, fully-fenced back yard complete with double gate off Red Fox for easy boat or RV storage on your own property. Always wanted a pool and/or a casita/home office/she shed? Well, this backyard is big enough for all of it! Tracking to Lake Travis ISD, known for its commitment to academic excellence, boasting high ratings, dedicated staff, and a variety of programs to support student achievement. The district offers a range of extracurricular activities, including sports, arts, and clubs, fostering a well-rounded educational experience for students. Easy access to 620, 2222, and hwy 71 offer easy access to grocery, shopping, and local restaurants. Don’t miss the opportunity to make this fantastic property your new home!
Source: ACTRIS #4690431
Interest rate and monthly payment estimated based on public records.
Source: ACTRIS #4690431
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #4690431
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.