1443 Walden Oaks Pl, Plant City, FL 33563
3 beds · 3 baths · 1,515 sqft sqft
Welcome to your 3 bedroom, 2 bathroom POOL home located in the quiet community of Walden Lakes in the Strawberry Festival capital of Plant City! This home is close to dining, shopping, and schools and even the exciting yearly Strawberry Festival! The roof was replaced in 2023 with the AC being replaced in 2018 and new water heater in 2017. This home offers fully paid off solar panels, that not only service the home, they also heat the pool as well! Upon entry, the living area is open and bright, with tile flooring, vaulted ceilings, a stone fireplace along with sliding doors that lead to your covered patio and screened in pool. In the kitchen you'll find plenty of cabinet and counter top space, with stainless appliances and even a window over your sink! The primary bedroom is spacious and offers carpeted flooring with sliding door access to your patio. The en-suite provides tile flooring, a spacious corian top double sink vanity, large soaking tub, as well as a stand up shower and walk in closet! The remaining two bedrooms are located at the front of the home and are spacious with ample closet space and share the main hall bathroom which features a corian top single sink vanity and tub/shower combo. Outside, you'll find true Florida living in your covered patio and screened in pool area and fenced in backyard. Imagine the fun to be had with friends and family in this true Florida oasis! Schedule your private showing today!
Source: STELLAR #l4947945
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #l4947945
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #l4947945
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.