14427 Pimberton Dr, Hudson, FL 34667
3 beds · 2 baths · 1,757 sqft
Welcome to your single story POOL HOME! Do you like privacy? This 3 bedroom/2 bath/2 car garage home offers a refreshing pool, a beautiful screened lanai and NO REAR NEIGHBORS! So take a dip or relax on the lanai with a cocktail and enjoy the Florida birdsong and your view of the trees. Inside the house, there are vaulted ceilings for a bright spacious feel. You'll find laminate flooring in the living areas and easy care tile in the bathroom areas. The great room offers a living room/dining room combination with lovely french doors leading out to the patio area. And there's even more space with a separate living room and a breakfast room next to the kitchen with sliders out to the lanai. There's also an inside laundry room for your convenience. The possibilities are endless! THE AC IS 4 YEARS OLD AND THE ROOF IS 8 YEARS OLD. Enjoy low energy bills due to the roof-top mounted solar photovoltaic system. Home is in flood zone X - which means no flood insurance! Fairway Oaks is an all ages community with LOW HOA FEES, nestled next to a former golf course. This community has super quick access to the Suncoast Parkway, is 10 minutes from Hudson Beach and less than 1/2 mile to Publix! Visit the Veterans Memorial Park in Hudson, which even has a 25 yard competition swimming pool facility. Only 15 min from SunWest, which offers the Lift Adventure Park with wakeboard cable, aqua park, and paddlesport rentals! So convenient, with tons of shopping, restaurants & K-12 schools nearby. It's all here in Hudson, come see this home today!
Source: STELLAR #u8247759
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #u8247759
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #u8247759
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.