14413 Seattle Slew Ln, Sun City Center, FL 33573
4 beds · 3 baths · 2,557 sqft
Get a free consultation call with an expert in the mortgage assumption process.
LOW VA Assumable rate! TOOO many upgrades to list! Buyers looking for a CLEAN home with PRIDE OF OWNERSHIP & ZERO deferred maintenance ++ UPGRADES ...the buck stops here! ONE story ALL block home, NO flood zone. The home nests on a nearly 0.20 acre water view lot with 70' frontage, 123' depth and 88' rear water frontage. The curb appeal boasts an expansive ~40'x30' PAVER driveway, coach lighting (3), security cameras, paver walkway, gutters, an extended paver covered front porch + a glass framed front and storm door! Outdoor lovers will FALL-IN-LOVE with the ~700 SF covered screened lanai in the rear of this home! Expand your living space into this area for entertainment & relaxation under the lanai or on the extended paver sun seating areas! This NE facing home has FOUR bedrooms, THREE full bathrooms, a flex room, a great room + a 3-car garage! One BEDROOM SUITE is a split wing with an en suite bathroom! Cooks will be HAPPY to find a GAS range, 8'x5' walk-in pantry, stainless steel appliances, kitchen island with breakfast bar, granite countertops, an undermounted sink + a new garbage disposal! The flex space "world room" marble tile wall will WOW your visitors and be the topic of conversation for all! The primary bathroom updates/upgrades include a quartz veined countertop, upgraded full tile shower surround and fixtures! MANY more features $$$ throughout include: crown molding, ADT alarm system, hurricane shutters, vinyl 6' privacy fenced back yard, tile throughout (-1 bedroom), Culligan water softener, tankless water heater, frameless glass shower inserts, upgraded interior doors, (2) storm doors & top hat lighting in bathrooms. Belmont is an active community with events! Belmont Park is a resort-like environment with 2 community pools, playground, tennis courts & basketball! Hop on to the miles of sidewalk from the back of this home for walking/running/biking! Golf cart friendly community! Elementary school: 1 mi from home, Middle and HS: 2mi from home! CLOSE to all urban conveniences on US 301 & US 41! Only 2 mi to Publix! Visit Apollo Beach to launch your watercraft or to dine waterside! Commuter travel to TAMPA and MACDILL ++ <1hr to BEAUTIFUL St Pete beach! ~15 min to the VA clinic and St Joseph's hospital!
Source: STELLAR #TB8372331
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #TB8372331
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.