1441 Kempton Aly, Colorado Springs, CO 80910
3 beds · 3 baths · sqft
This beautifully designed 3 bedroom, 3 bathroom, end-unit townhome offers a blend of modern amenities and thoughtful details. One of only two units in the grouping, it features a charming covered porch with space to relax and enjoy the surrounding green space. Inside, the entry and entire main level have wood-plank flooring and high ceilings, complemented by a ceiling fan and a large front window that fills the living space with natural light. The dining area, located adjacent to the kitchen, has its own window for added brightness. The kitchen is updated nicely, with granite countertops, black appliances, plenty of cabinets and a pantry closet. A half bath with tile flooring, a pedestal sink, and a convenient location under the stairs completes the main level. Access to the two-car garage is also conveniently located off the kitchen. Upstairs, is a cozy loft area with a laundry closet. The spacious primary bedroom features carpeting, a ceiling fan, two closets, and an attached bathroom with a walk-in shower with tile surround and accent tile, a glass shower door, double sinks, a separate toilet area, and ample cabinet storage. Bedrooms two and three also include carpeting, ceiling fans, and stunning views. The upstairs full bathroom offers a tub/shower combo with a matching tile surround and accent tile, tile floors, and the same stylish cabinets, sink, and lighting as the primary bathroom. Custom faux wood or pull-down blinds are installed throughout, and the home is finished with six-panel white doors and trim, adding to its crisp, modern aesthetic. Central location, close to schools, shopping, and all military installations.
Source: PPMLS #2264111
Interest rate and monthly payment estimated based on public records.
Source: PPMLS #2264111
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #2264111
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.