14409 Mindello Dr, Fort Myers, FL 33905
4 beds · 2 baths · sqft sqft
Welcome to an exquisite residence nestled in the heart of Fort Myers, FL. This stunning home embodies timeless charm and modern sophistication, offering an unparalleled blend of comfort and sustainability. As you approach the property, you are greeted by meticulously landscaped grounds, solar panels with a back-up power battery that enhance energy efficiency, and an elegant façade that sets the tone for the exceptional interior. Step inside to discover an open-concept living space bathed in natural light, with 16ft high ceilings and premium finishes that create an inviting and airy atmosphere. The gourmet kitchen is a chef's dream, featuring top-of-the-line appliances, well-designed cabinetry, and a spacious island perfect for entertaining. The adjoining dining and living areas offer seamless flow and are ideal for both intimate gatherings and grand celebrations. Step outside to your private oasis, where a covered lanai and fenced backyard invite you to unwind and relax in a luxurious swim spa, surrounded by lush tropical landscaping. Whether you're enjoying a peaceful evening soak or taking a leisurely swim, this outdoor space provides the perfect setting for relaxation and wellness. Located in a prestigious community with access to top-rated amenities (club house, pool, fitness center, racquet sports, and more) , This beautiful home offers the best of Florida living. Just minutes from pristine beaches, world-class golf courses, and vibrant shopping and dining, this home is your gateway to an exceptional lifestyle. Don’t miss the opportunity to make this extraordinary property your own.
Source: FORTMYERS #224069865
Interest rate and monthly payment estimated based on public records.
Source: FORTMYERS #224069865
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #224069865