14403 Turner Wootton Pkwy, Upper Marlboro, MD 20774
6 beds · 5 baths · 3,796 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to 14403 Turner Wooten Parkway Nestled in the heart of the highly sought-after, gated Oak Creek community, this stunning home offers a perfect blend of luxury, comfort, and functionality. The Oak Creek neighborhood is renowned for its elegance, prime location, and exceptional amenities – making this property the ideal place to call home. Step into a bright, open-concept gourmet kitchen that serves as the heart of the home. Featuring gorgeous granite countertops, custom cabinetry, and top-of-the-line appliances, this kitchen provides the perfect space for both everyday living and entertaining in style. The spacious primary suite offers a serene sanctuary, complete with a large walk-in closet and a spa-inspired en-suite bathroom featuring a separate shower. Designed with both comfort and entertainment in mind, the living room and formal dining room offer ideal spaces for hosting gatherings, while the cozy family room, complete with a charming fireplace, provides a warm, inviting atmosphere for quiet moments with loved ones. The finished walkout basement adds incredible versatility to this home. With a spacious bedroom, full bath, and a large recreational area, it offers endless possibilities for an in-law suite, home office, or even a kitchenette addition. The space is perfect for multi-generational living or as a private retreat for guests. The expansive backyard is an entertainer’s dream! With a two-level deck and a beautiful brick patio, it’s perfect for hosting outdoor gatherings or enjoying peaceful evenings under the stars. Surrounded by lush landscaping, this backyard offers a tranquil setting for relaxation and fun. The attached 2-car garage provides ample space for vehicles, as well as extra storage for all your outdoor and recreational gear. Peace of mind comes standard with this home, as it is currently being fitted with a brand-new roof, complete with a 20-year warranty. This addition ensures long-term durability and protection for years to come. As a resident of the Oak Creek community, you’ll have access to world-class amenities, including a pristine golf course, clubhouse, fitness center, community pool, scenic walking trails, and well-maintained playgrounds – all within walking distance. This home truly has it all – elegance, comfort, and endless opportunities for relaxation and entertainment. Don’t miss out on this incredible opportunity to own a piece of Oak Creek. Schedule your private showing today and experience firsthand what makes this property so exceptional!
Source: BRIGHT #MDPG2143464
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #MDPG2143464
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.