144 Pescador Pl, Nokomis, FL 34275
3 beds · 2 baths · 1,989 sqft sqft
Beautifully upgraded Edison model with a seldom available 3-car garage on a very private homesite located at the back and quiet section of the community. This sought after Great Room floor plan offers 3BR plus a Den/Office and is ideal for Florida living. Features include wood-like plank tile throughout the main living areas including the den, plantation shutters, and rich architectural details such as volume ceilings, multiple tray ceilings, and extensive crown molding. The spacious, open kitchen has modern, light-colored cabinets, upgraded granite countertops, a designer backsplash, and stainless steel appliances. The main suite offers 2 walk-in closets, a large en-suite bath with a soaking tub, a walk-in shower, and a designer listello. The most recent Edison 3 Car listing that we took went under contract very quickly, so don't wait too long on this one. Toscana Isles is a beautiful, gated community located only 5.8 miles to Casey Key and Nokomis Beach. The resort-style community offers amenities geared toward residents who enjoy an active lifestyle. The Tuscan-designed amenity center provides over 8,000 square feet of space, including a lakefront activities room, catering kitchen, billiards room with bar and TVs, a state-of-the-art fitness center, a resort-style infinity-edge pool, tennis, pickleball, bocce courts, and a large fire pit. With over 200 acres of lakes, residents can kayak, canoe, and fish. The community is within a short drive to beautiful downtown Venice and Sarasota, gourmet restaurants, prime shopping, the Legacy Trail, and the new Sarasota Memorial Hospital Venice Campus. Please make sure you watch the full-motion drone video of the home. Call today for your private showing!
Source: STELLAR #a4627713
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #a4627713
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #a4627713
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.