14389 E 101st Pl, Commerce City, CO 80022
3 beds · 3 baths · 1,815 sqft
SELLER DROPS PRICE TO LOWEST IN NEIGHBORHOOD! Welcome to this charming & exceptional 3 bedroom, 2.5 bathroom, unfinished partial basement & 2 car garage home that has just hit the market! Nestled in a tranquil neighborhood of Foxton Village, this property offers an inviting and comfortable living experience. The interior of the home is bathed in natural light. Walk into the front family/sitting room, walk towards the back of the home past the stairs there is a 1/2 bath to the right, then right into the living room with niche & vaulted ceilings. Continue into the dining room that leads into the kitchen. The kitchen comes w/all appliances, 42” cabinets, generous counter space & a convenient breakfast bar, perfect for both meal preparation and entertaining guests. Cooking will be a delight in this well-appointed space. There is a breakfast knook off the kitchen, pantry & stackable washer/dryer. Upstairs, the primary bedroom is a true retreat, complete with a private 5-piece ensuite bathroom w/soaking tub & a spacious walk-in closet. Two additional bedrooms w/ carpeting and sizable closets, ensuring that everyone has their own comfortable space. Outside, you'll find a fenced-in backyard oasis with a patio, nice landscaping. The oversize patio offers the perfect spot to unwind with your favorite drink, host outdoor gatherings, or simply enjoy some fresh air. Don’t forget the water softener system! This home is complete yet still offering the potential for adding your own personal touches. Tiled roof! Note there is no HOA Metro District fees are included in property taxes. The home is move-in ready so see it today.
Source: RECO #5830886
Interest rate and monthly payment estimated based on public records.
Source: RECO #5830886
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #5830886
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