1438 STICKLEY AVE, Kissimmee, FL 34747
Comfort meets elegance in this spacious 4-bedroom, 3.5-bathroom, 3-car garage Artisan Park home situated on an oversized, professionally landscaped lot. Extensively upgraded in 2018 this home is a must see. Notable features in the home include spacious first floor master, high-end hickory wood floors throughout, staircase rebuilt in 2018, premium hardware and hinges on all interior doors, interior and exterior ceiling fans, crown molding on the first & second floors, 7-inch baseboards, high ceilings, high end custom plantation shutters including all exterior doors, stainless steel kitchen appliances, professionally painted (white) cherry cabinets in kitchen and bathrooms (with under-lighting in kitchen), stone backsplash, granite counter tops, custom closets, premium A/C units - 2018 (with 16 seer, UV lights, and humidity control), remote control blind in window at staircase landing, all bathrooms upgraded with new fixtures and hardware in 2018, and air conditioned garage. Ownership includes exclusive resident access to the Artisan Park Clubhouse with benefits including a fitness center, resort style swimming pool and spa, billiards room, outdoor kitchen, restaurant/bar, plus banquet room. Celebration, FL is a residential community where families can enjoy parks, playgrounds, community pools and expansive nature trails, over 26 miles of walking/biking trails and an abundant venue of entertainment and elegant dining options right in town - they are all yours to luxuriate in from sun up to sun down!
You may be able to put down less than the total down payment amount of $344,854 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #o6222544
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.