1438 Stickley Ave, Kissimmee, FL 34747
4 beds · 4 baths · 3,068 sqft
Comfort meets elegance in this spacious 4-bedroom, 3.5-bathroom, 3-car garage Artisan Park home situated on an oversized, professionally landscaped lot. Extensively upgraded in 2018 this home is a must see. Notable features in the home include spacious first floor master, high-end hickory wood floors throughout, staircase rebuilt in 2018, premium hardware and hinges on all interior doors, interior and exterior ceiling fans, crown molding on the first & second floors, 7-inch baseboards, high ceilings, high end custom plantation shutters including all exterior doors, stainless steel kitchen appliances, professionally painted (white) cherry cabinets in kitchen and bathrooms (with under-lighting in kitchen), stone backsplash, granite counter tops, custom closets, premium A/C units - 2018 (with 16 seer, UV lights, and humidity control), remote control blind in window at staircase landing, all bathrooms upgraded with new fixtures and hardware in 2018, and air conditioned garage. Ownership includes exclusive resident access to the Artisan Park Clubhouse with benefits including a fitness center, resort style swimming pool and spa, billiards room, outdoor kitchen, restaurant/bar, plus banquet room. Celebration, FL is a residential community where families can enjoy parks, playgrounds, community pools and expansive nature trails, over 26 miles of walking/biking trails and an abundant venue of entertainment and elegant dining options right in town - they are all yours to luxuriate in from sun up to sun down!
Source: STELLAR #o6222544
Source: STELLAR #o6222544
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6222544
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.