1438 Gaynor Ct, Deltona, FL 32725
5 beds · 3 baths · 3,077 sqft
Welcome to this exceptional 5-bedroom, 2.5-bathroom home, perfectly situated on an oversized lot in one of Deltona’s most sought-after neighborhoods, Saxon Ridge. From its spacious interior to the luxurious outdoor living space, this home has everything you need to enjoy the Florida lifestyle to the fullest. As you step through the front door, you are greeted by a bright and open floor plan designed for comfort and convenience. The large living room serves as the heart of the home, complete with an electric fireplace, creating a cozy atmosphere for gatherings or quiet nights in. The gourmet kitchen is a chef’s dream, boasting stainless steel appliances, a cooktop stove, and plenty of counter and cabinet space. Whether you’re cooking a quick breakfast or hosting a dinner party, this kitchen is designed to inspire. Just off the kitchen is a dining area with ample space for family meals or entertaining guests. Also on the main floor, you'll find an oversized bonus room, perfect for a variety of uses. Whether you need an extra bedroom, a home office, a craft space, or a workout room, this flexible space can be customized to fit your needs. Step outside to your screened-in lanai, where the in-ground pool and spa take center stage. This private outdoor space offers the perfect setting for weekend barbecues, poolside lounging, or a relaxing soak in the spa after a long day, it’s your very own piece of paradise. All five bedrooms are located on the second floor, ensuring privacy and tranquility. The master suite is a true retreat, featuring French doors that open to a private outdoor balcony—a peaceful spot to enjoy your morning coffee or unwind at sunset. The oversized master bathroom offers a luxurious spa-like experience, complete with his-and-her closets, a soaking tub, and a walk-in shower. The upstairs layout also includes a convenient laundry room, saving you trips up and down the stairs, as well as an additional full bathroom that provides comfort and space for family or guests. This home has been thoughtfully updated with a new roof and AC unit, both installed just one year ago, providing peace of mind for the future. Additionally, solar panels have been installed to enhance energy efficiency, helping you save on energy costs while reducing your carbon footprint. This stunning 2-story home offers the perfect blend of luxury, comfort, and functionality. With its spacious interior, bonus room, screened-in pool and spa, and energy-saving features, this property is ready to become your forever home. Don’t miss this incredible opportunity—schedule your private showing today and experience all that this remarkable Deltona property has to offer!
Source: STELLAR #v4938971
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #v4938971
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #v4938971
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.