14365 Navajo St, Westminster, CO 80023
6 beds · 5 baths · 4,420 sqft
Welcome to 14365 Navajo St, a remarkable 6-bedroom, 5-bathroom home, with a total of 5,528 sq ft - 4,420 finished - on a .24 acre lot, nestled in the desirable Huntington Trails Subdivision. With sparse neighboring properties and plenty of privacy, this stunning residence offers the perfect blend of luxury, style, and modern convenience. Surrounded by natural beauty, it's ideally located near the picturesque McKay Lake, where you can enjoy the serene 1.7-mile loop trail, as well as Lambertson Farms & Quail Creek Park. Step inside, and you'll immediately appreciate the thoughtful design and attention to detail that defines every space. The main living areas flow seamlessly, offering the perfect backdrop for both everyday living and special occasions. A main-level bedroom adds versatility to the home, making it ideal for guests, multi-generational living, or even as a home office. The sprawling concrete patio in the backyard is ideal for outdoor dining, complemented by the soothing ambiance of a serene water feature. Inside, state-of-the-art amenities include Toto Washlet smart toilets and custom-designed California Closets that enhance the mudroom, office, and master bedroom with tailored storage solutions. The kitchen boasts a unique custom cast iron griddle cooktop, perfect for culinary enthusiasts. For security, the property features advanced eufy S330 floodlight cameras and Arlo cameras, both indoors and outdoors. Additionally, a scale reduction system ensures pristine water quality throughout the home.Upstairs, you'll find four spacious bedrooms, two of which boast their own private en-suites, including the luxurious master suite. Downstairs, the fully finished basement features a second master bedroom with an impressive walk-in closet and en-suite bathroom, providing a perfect space for guests or extended family. The basement also includes multiple storage closets, a large movie room, and a recreation room. This home truly has it all-luxury living!
Source: RECO #IR1019776
Interest rate and monthly payment estimated based on public records.
Source: RECO #IR1019776
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #IR1019776
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