1436 Orlando Ct, Kissimmee, FL 34759
4 beds · 3 baths · 1,836 sqft sqft
Welcome to 1436 Orlando Court, a stunning 4-bedroom, 3-bathroom home in the sought-after Poinciana community. Built in 2021, this home offers 1,836 sqft of well-designed living space, perfect for modern lifestyles. The main floor features a bright, open layout that seamlessly connects the living room, dining area, and kitchen. The kitchen boasts sleek appliances, ample counter space, and a corner pantry. A bedroom and full bath are also conveniently located on the ground level. Upstairs, you’ll find a large second living area, perfect for relaxation or entertainment, alongside two spacious bedrooms with a shared full bath. The highlight of the upper floor is the primary suite, which offers plenty of space, privacy, and comfort. A full laundry room adds convenience. The exterior includes a fenced backyard that provides privacy and a safe space for outdoor activities. One of the standout features of this home is its solar panels, which ensure energy efficiency and help lower utility costs, making this home both eco-friendly and economical. Situated at the end of a quiet, private driveway, this home offers a peaceful retreat while maintaining easy access to the vibrant amenities of Poinciana, including shopping, dining, parks, and community services. The secluded location provides added privacy, making it an ideal escape from the hustle and bustle, yet still convenient for daily activities and commutes. Whether you’re looking for style, comfort, or sustainability, this home has it all. Schedule a showing today to see this beautiful property for yourself!
Source: STELLAR #s5114308
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #s5114308
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #s5114308
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.