14356 SWANLEY ST, Orlando, FL 32832
One or more photo(s) has been virtually staged. Enjoy a fabulous living Country Club Style environments, Eagle Creek. It is townhome 2 Bedroom, 2.5 Bath, Eagle Creek, a private-gated community with a championship golf course and a resort-style amenities! The Eagle Creek amenities include an 18-hole golf course, golf club, resort style swimming pools with a splash pad, a dog park, basketball, tennis courts, multiple playgrounds, a fitness center, walking trails, & more. Enter the home to an open floor plan featuring a spacious living/dining room combo and an upgraded kitchen with 42” cabinets, granite countertops, stainless steel appliances, large island and half bathroom. The 2nd floor features a loft and 2 luxurious bedrooms, both featuring beautiful tray ceilings, spacious walk-in closets, and suite bathrooms complete with dual sink vanities (granite countertops), a shower, and private walking closet all very spacios. Upgrades throughout the home include all tile flooring on the 1st floor. 2nd floor laundry closet with a washer & dryer included, and a 2-car garage with a brick paver driveway. Located just minutes from the heart of Lake Nona offering A+ rated public schools, and University, medical facilities, parks, restaurants, and entertainment! Evrything you need and more. Only a 15-minute drive to Orlando International Airport and 30-minutes from Universal Studios and Disney World. Don’t miss out on this perfect location! Everybody likes to lives in this community, it is a dream!!! If you like to leave with style and a dream area this is the one. To Enter in the community you have to tru Emerson Lake Blvd as a visitor.
You may be able to put down less than the total down payment amount of $176,331 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #s5111596