1434 Indian Springs Ct, Marietta, GA 30062
3 beds · 2 baths · 1,934 sqft
Welcome to this charming one-and-half story Ranch home, nestled on a serene cul-de-sac and offering a perfect blend of comfort and style. BRAND NEW ROOF! ADDITIONAL BUYER INCENTIVE: Seller is offering the Buyers a one-year HSA Home Warranty! This meticulously maintained residence features the primary suite conveniently located on the main level with his and her closets and a bright updated bath with granite countertops, creating the tranquil private retreat in which to unwind. Enjoy the elegance of hardwood floors in the dining room, hallway, family room, and staircase complemented by beautiful iron spindles. The heart of the home is the inviting family room, showcasing a stunning brick wood-burning fireplace, built-in bookcases and cabinets, floating shelves, and plantation shutters! The bright eat-in kitchen boasts tile floors, granite countertops, glazed wood cabinets, and a spacious island bar-ideal for casual dining or entertaining. Beautifully updated with all new stainless-steel appliances, paint, water heater, and a brand new roof, ensuring modern efficiency and peace of mind. Upstairs you will find an ideal "zoom room" workspace in a separate secluded office/study with abundant space in the double closets as well as 2 spacious secondary bedrooms - one with an amazing custom closet which adds extra convenience and organized storage. Step into nature for morning coffee, afternoon relaxation, or weekend and evening gatherings with friends on your massive deck that provides a mountain-top experience and overlooks a peaceful wooded backyard. Additional features include energy-efficient windows, a one-step entry from the garage, and new garage doors and epoxy floor. The flat driveway and professionally landscaped front yard enhance the home's attractive curb appeal. Located close to award-winning Cobb County schools, East Cobb Swim and Tennis Club, Avenue East Cobb shopping, restaurants, Truist Park, Marietta Square, and Downtown Roswell, this home promises a combination of character and unique design not often found in such an ideal location! Nearby Brookcliff Subdivision offers Annual Swim and Tennis Membership. Don't miss your chance to make this exceptional property your new home! NO HOA, NO rental restrictions. EASY INVESTMENT property for rentals in sought after East Cobb! Move-in ready!
Source: GAMLS #10358453
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10358453
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10358453
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