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1434 Hidden Meadow Way # Wa

Apopka, FL 32712

4 beds · 4 baths · 2,473 sqft

$450,000

$2,440/mo with 2.75% Express Financing

$3,347/mo with 7% bank financing

Get prequalified

About this home

Welcome to this thoughtfully designed 4-bedroom, 4-bathroom home nestled on an oversized .32-acre lot in the heart of Apopka in the gated community of Sweetwater West! You’re welcomed by a spacious foyer flanked by the formal living room and dining room with lots of natural sunlight. The whole home is light and bright with high ceilings featuring skylights allowing copious amounts of natural sunlight in through all of the main living spaces. Entertaining is a breeze in the spacious living areas, with the kitchen centrally located to serve the dining room, living room, and family room. The kitchen is ready for culinary adventures with ample counter space, breakfast bar, and plenty of cabinetry for all your kitchen tools. This home boasts a split floor plan, providing maximum privacy for the primary suite. The expansive primary bedroom is a true retreat, featuring dual ensuite bathrooms and a massive walk in closet, allowing for added convenience and personal space. Each of the other three bedrooms, including one that can serve as a home office, offers generous closets and easy access to well-appointed bathrooms. Step outside to enjoy the screened in back porch and expansive backyard, offering endless possibilities for play or relaxation. With a two-car garage, plenty of storage, and a location that balances peaceful living with proximity to the city, this home is a fantastic find. Don’t miss out on this incredible opportunity and schedule your private showing today!

Source: STELLAR #O6244227

2,473 sqft
0.32 acres
Single Family
Built in 1996
2 car garage
Air conditioning
Fireplace

$2,440/month
Compared to $3,347/mo with 7% bank loan

$365,292
26y 2mo
2.75% 7%
$365,292 at 2.75% (VA)
$0 at 8.625% No GAP financing needed

Payments are estimates and subject to approval. To learn more about rates, contact us.


Payment details
Principal & interest
$1,632
Mortgage insurance
-
Property taxes
$307
Home insurance
$408
HOA fees
$91
Utilities
Not included
Total monthly payment
$2,440

Loan details
Loan type
VA
Remaining balance
$365,292.78
Remaining term
26 yrs and 2 mos

Neighborhood
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FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

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Last updated: Jul 25, 2025 01:46 am
Listing provided courtesy of: EXP REALTY LLC (888) 883-8509
Details provided by STELLAR and may not match the public record.
MLS ID: #O6244227
Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2025 MLS GRID. All Rights Reserved.
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