VA loan
1 of 87
VA loan
$499,995
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14339 Windchime Ln, Orlando, FL 32837

4 beds · 3 baths · 2,658 sqft

Discover your dream home in Hunters Creek, a premier private community in sunny Florida! Ranked #21 by CNN as a Top 100 Places to Live, this award-winning neighborhood excels in quality of life. Enjoy the benefits of the exclusive seven Hunter's Creek Community recreational parks featuring Sand Volleyball, Tennis (adult & Junior courts), Fishing, Softball, racquetball, Soccer and Multi-Use Field, Walking Paths, Playground, Bicycle Paths, Picnic tables, Dog Park, and Community Facility. Enjoy the benefits of schools, according to GreatSchools.org. Which states, "Hunters Creek Elementary School is a magnet school in Orlando, FL, offering a Gifted and Talented program. Hunters Creek Elementary School is above average, scoring a 9 out of 10. According to "Crime Prevention Security Systems," Hunters Creek is a safer neighborhood in Florida. For a crime report and other details about Hunters Creek, see https://www.hunterscreek.net/page/14540~184646/current-crime-report. A security guard at the front entrance of the Tanglewood Gated community. A non-smoker and non-pet owner has occupied this well-maintained property for 2 decades. The property boasts three beautifully remodeled bathrooms; one features a modern standing bathtub and a fine combination of stone and porcelain tile. Granite counters are throughout all four bathrooms and the kitchen. The kitchen is fully remodeled and features a built-in refrigerator bottle cooler, soft-closed wooden cabinets, textured backsplash tiles, and two separate sinks; the kitchen island features one sink. The L-shaped counter and island provide ample prepping space for the chef. Plenty of room options for guests and entertainment. From the spacious ceiling and open floor plan leading to the welcoming living room and dining room area, the cozy loft, the family room, or the outside roof-covered spacious backyard patio. Enjoy the peaceful, relaxing backyard garden view that leads out to the open space of nature with hilly mounds and trees. Tanglewood community amenities include a relaxing hot tub spa next to a pond with the pleasing sounds of a rock formation waterfal and a vast community pool to cool off on those hot sunny days. The community lounge features BBQ grills, a covered dining room area, a bar counter with a refrigerator, and plenty of lounge chairs. Tennis anyone? There are two well-maintained tennis courts for your enjoyment. The property is on a cul-de-sac street with very low car traffic. The LOOP shopping mall is about one mile away, with plenty of choices of restaurants, bakeries, Designer Out-Let stores, and several food markets, i.e., Fresh Market, Seabra Market, B.J.'s, COSTCO, Target, and Publix supermarkets. There's never a dull moment in Central Florida, and there are options for theme parks. The property is only 20-30 minutes from Disney, SeaWorld, and Universal Studios. Book your property tour now.

Estimated
Seller's interest rate
4.38%
7%
Estimated
Monthly payment

$2,170
$2,424
You may also save up to $55,380 in total interest paid.

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $2,424 monthly payment

Financed
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Location
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Loan details
Loan type
VA
Rate
4.38%
Remaining term
18 yrs and 2 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$2,170
Principal & interest
$1,160
Mortgage insurance
-
Property taxes
$219
Home insurance
$454
HOA fees
$337
Utilities
Not included

Source: Public records

Home details
Size
2,658 sqft
Lot size
0.13 acres
Year built
1990
Type
Single Family Residence
HOA dues
$337.28

Source: STELLAR #O6291745

Frequently asked questions

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

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Last updated: Jun 06, 2025 01:19 am
Listing agent: Antoine Hung-Long (407) 790-5999
Listing provided courtesy of: JASON MITCHELL REAL ESTATE FLO (754) 307-0607
Details provided by STELLAR and may not match the public record.
MLS ID: #O6291745
Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2025 MLS GRID. All Rights Reserved.
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Est. seller's rate
4.38%
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