1433 Achilles St, Punta Gorda, FL 33980
3 beds · 3 baths · 2,103 sqft sqft
UPDATED SPACIOUS 3 Bedroom, 2.5 Bathroom, 2 Car Garage, Pool home with a Family Room located on a FRESHWATER CANAL in Port Charlotte. NO HOA FEES! CLICK ON VIRTUAL TOUR LINK 1 FOR THE VIDEO AND VIRTUAL LINK 2 FOR THE 3D TOUR. Featuring a bright & airy floor plan, high & vaulted ceilings, updated flooring, and MUCH MORE! Spend quality time with friends and family in the open living room with large windows providing plenty of natural lighting and flowing into the dining room with French doors to the lanai. The kitchen offers ALL NEW Stainless-steel appliances, NEW granite countertops, a breakfast bar, and a dinette with a service window to the lanai. The family room off the kitchen expands your living and entertaining space with a large window with a BEAUTIFUL canal and pool view. The large master bedroom has a glass slider to the lanai, HIS & HERS walk-in closets, and a private en-suite bathroom with a dual sink vanity, jacuzzi tub, walk-in shower, and a linen closet. The guest bedrooms are on a split-bedroom floor plan providing plenty of privacy with a full guest bathroom and half bathroom nearby. Step into a private outdoor oasis with a large screened-in lanai where you can sip your morning coffee or unwind with your favorite evening beverage while enjoying the serene canal views. Dip into your private pool & spa, soak up the sun from the pool deck, or cast your line for some freshwater fishing from your backyard. UPDATED FLOORING THROUGHOUT - NEW KITCHEN CABINETS - NEW GRANITE COUNTERTOPS IN KITCHEN & BATHROOMS - FRESHLY PAINTED INTERIOR. Ideally situated close to US-41 and I-75. Enjoy seamless access to a variety of shopping centers, fine & casual dining options, schools, hospitals, and trusted doctors. Whether you're running errands, commuting, or enjoying a night out, everything you need is just minutes away. Embrace the convenience and comfort of a location that truly has it all! Schedule your showing TODAY!
Source: STELLAR #c7497373
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #c7497373
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #c7497373
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.