14290 Rialto Ave, Brooksville, FL 34613
2 beds · 2 baths · 1,209 sqft
GOLF COURSE COMMUNITY. SHOWS LIKE A MODEL. MOST UPDATED HOME LOCATED IN DESIRABLE BROOKRIDGE. You've found your Florida dream home at a most affordable price and furnished. BROOKRIDGE, an active 55+ Retirement Gated Community with Guard on duty 24/7 and has consistently maintained a low HOA fee. For only $50 per month you'll enjoy all the amenities which includes Brookridge Clubhouse with Heated Pool, Tennis Courts, Pickle-ball, Horseshoes, Bocce Ball Court, Gym, Bingo, Shuffleboard Courts, Craft shows, and too many more to list. For an additional fee you can enjoy the 72-Par Championship Golf Course & Pro Shop. This home has all the bells & whistles and is completely remodeled. Covered golf cart parking space with charging outlet, screened and tiled lanai, built-in planter. Lanai has porcelain tile floor. Custom-made built-in cabinets in the kitchen, dining room, bathrooms, and master bedroom. Custom ceramic tile in bathrooms. Walk-in closets. Kitchen features high-end LG stainless steel appliances including Convection oven microwave, extra draw refrigerator which can be used as a freezer as well, new top-of-line kitchen cabinets with several roll-out shelves. Soft-close doors & draws. Most up-to-date style tile flooring and back splash. Quartz counter tops in kitchen. Granite and built-in cabinets in dining area. High quality Water-proof Laminate flooring. Custom window shades throughout that draw from both top and bottom. Double-glazed windows throughout with light filtering window treatments. Upgraded ceiling fans. Bathrooms remodeled with top-of line everything including frameless shower glass doors, quartz counter tops and roll-out shelves in master bath cabinet. The best LG washer and dryer with small-load ''SideKick'' separate washer draw at the bottom and both can be used at the same time. Dryer sit on storage draw stand. Washer & Dryer are located in utility/work shop room insulated and air-conditioned with separate wall unit for added comfort when doing laundry and work projects. Less than a mile from SunCoast Pkwy. Close to our world famous beaches including Pine Island Beach where you can watch breath taking sunsets, dolphins and enjoying fishing at the several piers.. Furnishings in photos convey with property for the Seller's convenience but have no contributory value. TRUE FLORIDA LIVING AT IT'S BEST. WON'T LAST LONG. For best viewing be sure to click on Virtual Tour.
Source: STELLAR #w7864791
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #w7864791
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #w7864791
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.