1429 Flynn Ct, Herndon, VA 20170
4 beds · 4 baths · 2,442 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to this charming colonial-style home in the sought-after Hastings Hunt community of Herndon, VA! Nestled on a cul-de-sac, this beautifully maintained property offers 4 bedrooms, 3.5 baths, and 2600 square feet of comfortable living space. The main level offers a flexible living room space with pull down video screen, a formal dining room, an updated kitchen with granite counters and gas stove, a breakfast eat-in space, powder room and a family room with fireplace. Step outside to the rear deck with plenty of space for entertaining, a hot tub for year-round enjoyment and a shed for all the lawn gear. Upstairs, you'll find four generously sized bedrooms and two updated full baths. The lower level is fully finished with new LVP floors, recesessed lighting, a full bath with tub/shower combination, a laundry room plus a large storage/utility room. Located in the sought-after Fairfax County School System (Dranesville Elementary, Herndon Middle, and Herndon High), this home is ideally situated for commuters and local adventurers. It is just 11 minutes to the nearest METRO station and close to Rt 7, Rt 28, and the Toll Road. Tysons Corner and I-495 are also within easy reach—minutes to everyday essentials like Giant, Target, and Costco. Enjoy downtown Herndon’s small-town feel with its Farmers Market, Friday Night Live concerts, the W & OD Trail, and beloved local spots like Jimmy’s Old Town Tavern, Aslin Beer Company, and Herndon Bodega. Don’t miss this exceptional opportunity to own a charming home in a prime Herndon location!
Source: BRIGHT #VAFX2229236
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #VAFX2229236
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.