14278 Murcott Blossom Blvd, Winter Garden, FL 34787
5 beds · 3 baths · 2,110 sqft
Get a free consultation call with an expert in the mortgage assumption process.
This masterfully crafted home is next to the ''Happiest Place on Earth'', while becoming your Very Own Place of Happiness! This ideal corner lot showcases great views of DISNEY FIREWORKS EVERY NIGHT! Carefully designed with intricate attention to detail, your next home has 5bedrooms (1 that can alternate as a Study/flex room), 2.5 baths and boasts a plethora of luxury upgrades: beautiful crown molding, a gourmet kitchen, 42'' cabinets, an oversized walk-in pantry, refined quartz countertops, stainless steel appliances, & plantation shutters. The coveted community of Horizon West features HOA maintained lawns, its own gym, pool, kid’s splash pad, and a playground. Strategically placed, there’s built in privacy of not having neighbors in the front and a beautifully covered, brick paved, terrace with a functional breezeway for those hot summer days. Lakeview Pointe is near the New Hamlin Village shopping center, Hwy 429, great restaurants, Publix, Walmart, not far from Downtown Orlando/City Walk and not to mention zoned for Horizon West High school! This home has a new a/c unit and a roof that's only seven(7) years old and outfitted with solar panels to help reduce the cost of utilities. Words can only do so much to describe this gem, come lay eyes on and feel the comfort of your next home today! Contact me today!!! The listing agent(s) and broker are committed to ensuring that the listing is accurate. However, we make no warranty or guarantee regarding the accuracy of the content on this site and strongly advise any potential buyers to thoroughly vet the information with a professional for accuracy.
Source: STELLAR #O6214707
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #O6214707
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.