1427 Lanier Vista Dr, Buford, GA 30518
3 beds · 3 baths · 1,881 sqft
Welcome to 1427 Lanier Vista Drive, a stunning 3-bedroom, 2.5-bathroom townhome in the highly sought-after gated community of Lanier Park in Sugar Hill! This beautifully maintained home features an open floorplan with a warm and inviting fireside living room that flows effortlessly into the dining area and kitchen—perfect for both relaxing and entertaining. The kitchen is a chef’s dream, showcasing stained wood cabinets, granite countertops, and a walk-in pantry for ample storage. Upstairs, you’ll find a spacious primary suite with a luxurious ensuite bathroom that includes a soaking tub, separate shower, and dual vanity. Enjoy outdoor living with a patio perfect for entertaining, and a newly fenced backyard offering privacy and space for pets or play. Additional highlights include a 2-car garage, convenient upstairs laundry, and plenty of natural light throughout. Residents enjoy exclusive access to a community pool and gated entry for added peace of mind. Located minutes from shopping, dining, and top-rated schools, this home offers the perfect blend of comfort, convenience, and lifestyle. Don’t miss your chance to own this gem in Sugar Hill!
Source: FMLS #7557247
All values shown are estimated costs / mo.
Source: Public records
Source: FMLS #7557247
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.