VA loan
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VA loan
$434,900 SIGNIN

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1426 Robin Willow, San Antonio, TX 78260

4 beds · 4 baths · 3,032 sqft

This Property will move quickly! Have your clients submit a full ask offer to Save! Lookout Canyon and Stone Oak Area Welcome to 1426 Robin Willow, an exceptional home nestled in the highly sought-after Lookout Canyon and Stone Oak community of San Antonio's prestigious northside. Offering a perfect blend of style, comfort, and location, this beautifully appointed two-story home presents an incredible opportunity for discerning buyers. With an expansive layout, exquisite finishes, and unbeatable location, this property is a true gem-one that will not last long, so act quickly to secure it! Curb Appeal & Exterior Features This home's striking elevation immediately impresses, featuring Whitestone trim, stunning red brick accents, and a smooth sand stucco finish. The meticulous design includes heavy-duty composition shingles, energy-efficient window screens, and a covered front patio perfect for relaxing or greeting guests. A grand entryway welcomes you into the home, setting the stage for the exceptional craftsmanship and thoughtful details that await inside. Interior Highlights & Open Concept Living Step inside to discover a sophisticated interior featuring Granger vinyl plank flooring throughout the main living areas. The home's open-concept layout creates a seamless flow between the living room, dining area, and kitchen, ideal for entertaining or relaxing with family. The spacious living room boasts large windows, filling the space with natural light, while a beautiful wood-burning fireplace adds warmth and character to the room. The kitchen is a chef's dream, featuring Venetian Ice granite countertops, stunning oak-colored cabinetry, and stainless steel appliances-including a microwave, oven, dishwasher, and refrigerator. The high-end finishes are complemented by stylish decorative paint and energy-efficient windows that bring both beauty and practicality to the home. Master Suite & Luxurious Bath The expansive master bedroom offers a tranquil retreat with plenty of space to relax and unwind. Upon entering the master bath, you'll be greeted by a luxurious walk-in shower and a separate soaking garden tub, offering the perfect space for pampering and relaxation. The dual vanities are split for his-and-her use, providing ample room for everyday needs. A spacious walk-in closet completes the master suite, providing plenty of storage space. Upstairs Living & Bedrooms Upstairs, the home continues to impress with a large living/game room-perfect for family gatherings, a media room, or an additional lounge space. The secondary bedrooms are generously sized, with one featuring a walk-in closet, and they share a beautiful Jack and Jill-style bathroom suite, complete with double sinks and a tub/shower combo. These bedrooms offer both comfort and privacy, making them ideal for children or guests. Exceptional Location & Community Amenities Living in this home means being part of one of San Antonio's most desirable neighborhoods. Lookout Canyon and Stone Oak are renowned for their top-tier golf courses, shopping, dining, and proximity to major employers and entertainment options, making this an ideal location for both convenience and leisure. The community itself boasts a range of amenities, including a sparkling pool, game courts, parks, playgrounds, and scenic walking paths-perfect for outdoor enthusiasts and families alike. Final Thoughts 1426 Robin Willow offers the rare combination of a beautifully designed home in a prime location, surrounded by nature, top-tier amenities, and the best that San Antonio has to offer. Whether you're looking to entertain, relax, or enjoy the outdoors, this home has everything you need. Don't miss out on this opportunity-properties in this area move quickly. Call to schedule your private showing today and bring your best offer to ensure you don't miss out on securing this incredible home at full ask. Time is of the essence, so act now and make 1426 Robin Willow yo

Estimated
Seller's interest rate
3.76%
7%
Estimated
Principal & interest
$1,974/mo.
$2,761
You may also save up to $254,994 in total interest paid.

Send questions to support@withroam.com

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $1,974 monthly payment

Financed
SIGNIN
Location
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Loan details
Remaining term
27 yrs
Loan type
VA
Rate
3.76%
Monthly P&I
$1,974
Remaining balance

Source: Public records

Home details
Size
3,032 sqft
Lot size
0.138 acres
Year built
2006
Type
Single Family Residence
HOA dues
$18.00

Source: SABOR #1830991

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence. When you apply for the loan, you must attest that the home will be your primary residence for 12 months to be approved for an FHA assumption. Most lenders will ask that you move in within 60 days.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

What is Roam?

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Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

What is an assumable mortgage?

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An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

Why is an assumable mortgage valuable?

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When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

How can you find assumable mortgage listings?

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Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

How do I qualify for an assumable mortgage?

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To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

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Last updated: Apr 11, 2025 06:45 am
Listing agent: Austin Stevens (830) 446-2304
Listing provided courtesy of: Omni Capital Realty (210) 430-2955
Details provided by SABOR and may not match the public record.
MLS ID: #1830991
The data relating to real estate for sale on this website comes in part from the Internet Data exchange (IDX) program of the San Antonio Board of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Real estate listings held by brokerage firms other than Everystate, are indicated by detailed information about them such as the name of the listing firms. Information deemed reliable but not guaranteed. Copyright © 2025 San Antonio Board of REALTORS®. All Rights Reserved.
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