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$310,000

1424 DOLCETTO TRCE NW # 15, Kennesaw, GA 30152

2 beds · 2 baths · 1,560 sqft

|| LOWEST PRICE IN NEIGHBORHOOD - INSTANT EQUITY || || PRIVATE YARD WITH SERENE GREEN SPACE VIEWS || || HGTV STYLE UPGRADES & DECOR || || UPDATED APPLIANCES || || FIRESIDE FAMILY ROOM || || NEW ROOF & EXTERIOR PAINT IN 2023 || || WALK-IN CLOSETS & NO CARPET ON MAIN LEVEL || || EASY WALKING ACCESS TO KENNESAW MOUNTAIN || || COMMUNITY POOL, GAZEBO & GREEN SPACE || || TRANSFERABLE HOME WARRANTY & MAINTENANCE RECORDS || **What You'll See** Step into this COZY TOWNHOME with stunning HGTV STYLE UPGRADES that will catch your eye the moment you walk in. The kitchen boasts a fresh, modern look with striking WHITE AND BLUE CABINETS and sleek new countertops. Gaze out from the PRIVATE YARD and enjoy serene green space views-perfect for morning coffee or evening relaxation. The open-concept layout flows seamlessly into the FIRESIDE FAMILY ROOM, ideal for gatherings with friends and family. The WALK-IN CLOSETS in each bedroom provide ample storage, while the main level is beautifully finished with stylish flooring-no carpet in sight! A fresh NEW ROOF AND EXTERIOR PAINT (2023) give the home a polished, well-maintained look. Everywhere you turn, there's something new to love! **What You'll Hear** Feel the tranquility of this home as you step inside and leave the noise of the outside world behind. Hear the CRACKLE OF THE FIRE in the FIRESIDE FAMILY ROOM as you cozy up with a book or entertain guests. Imagine the soft hum of modern appliances in the beautifully updated kitchen as you prepare meals, and the gentle rush of water from the RAINSOFT WATER TREATMENT SYSTEM providing pure, clean water. Listen to the sounds of nature from your PRIVATE YARD, where the serene green space creates a quiet, peaceful backdrop for relaxing evenings. The neighborhood is peaceful, with only the occasional chirp of birds or the rustling of leaves to keep you company. It's a place where tranquility reigns. **What You'll Feel** Feel the comfort and warmth of this well-designed townhome, where every detail is crafted for your comfort. The NO-CARPET MAIN LEVEL is perfect for bare feet, with smooth, easy-to-clean floors throughout. In the FIRESIDE FAMILY ROOM, feel the cozy warmth from the fireplace, inviting you to unwind after a long day. The updated kitchen with modern countertops and fresh cabinets provides a tactile experience, combining function with style. Step outside to your PRIVATE YARD and enjoy the fresh air and soft grass beneath your feet, surrounded by serene green space. The convenience of walking to KENNESAW MOUNTAIN or enjoying the community pool and gazebo adds a sense of freedom and movement, encouraging an active lifestyle. **What You'll Experience** Experience the PERFECT BALANCE of tranquility and convenience in this updated townhome. Every detail has been thought of-from the UPDATED APPLIANCES and $10,000 HVAC SYSTEM to the NEW ROOF AND EXTERIOR PAINT completed by the HOA in 2023, ensuring the home is well-maintained and energy-efficient. The FIRESIDE FAMILY ROOM offers a welcoming space for entertaining, while the WALK-IN CLOSETS provide ample storage solutions for all your needs. Located in a community that promotes an active lifestyle, you have easy walking access to KENNESAW MOUNTAIN, a pool, a gazebo, and green spaces. Conveniently situated near Barrett Parkway, Marietta Square, and Downtown Kennesaw, this home is perfectly placed for both work and leisure. A TRANSFERABLE HOME WARRANTY for major systems gives you added peace of mind, while detailed maintenance records ensure everything is in top shape. All this, combined with a RAIN SOFT WATER TREATMENT SYSTEM, makes this home not just a place to live but a smart investment in your future. Your dream home awaits! Experience comfort, convenience, and charm in this beautifully updated townhome.

Interest rate 3
3%
With Roam
6.5%
The seller’s mortgage rate at the time the loan was originated.
Monthly payment 3
$960
With Roam
$1,390
Reduce your monthly payments by $430 when you assume this mortgage.
You also save $137,313 in total interest paid.

$99,058
Edit

You may be able to put down less than the total down payment amount of $99,058 and have the rest of the funds financed with a 2nd mortgage from a lender. 4

Roam helps you take over the seller’s lower interest rate 1
We help you assume the seller's mortgage and avoid higher prevailing market rates.

45-day closing guarantee 2
We work directly with the mortgage servicer to help you quickly and easily close the transaction.

Location

Details

Home
Size
1,560 sqft
Lot size
0.05 acres
Year built
2005
Type
Townhouse
Loan
Remaining term
26 years, 7 months
Rate
3%
Monthly P&I
$960
Remaining loan balance
$210,941

How it works

Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.

Tour

Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.

Offer

Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.

Close

Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.

Who can qualify

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Frequently asked questions

What is Roam?

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

What is an assumable mortgage?

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

Why is an assumable mortgage valuable?

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Will an assumption work for me?

An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.

Why do buyers use Roam?

Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.

Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.

View all FAQs
Last updated: Sep 18, 2024 08:58 am
Listing agent: Rhonda Duffy (678) 318-3613
Listing provided courtesy of: Duffy Realty (678) 318-3613
Details provided by GAMLS and may not match the public record.
MLS ID: #10332008
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of GAMLS. All real estate listings are marked with the GAMLS Broker Reciprocity thumbnail logo and detailed information about them includes the name of the listing brokers. The broker providing these data believes them to be correct, but advises interested parties to confirm them before relying on them in a purchase decision. Copyright © 2024 GAMLS. All rights reserved.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.
Disclaimers
1 Roam connects buyers and sellers to homes with assumable mortgages via a concierge service. Roam does not offer or engage in mortgage lending activity.
2 45 day guarantee is subject to credit approval by your loan servicer.
3 The assumable interest rate shown for this assumable mortgage is an estimate using the average of interest rates in this home's area at the time of the last sale. The actual assumable interest rate may differ. Estimated payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Roam connects buyers and sellers to home with assumable mortgages via a concierge service. Roam does not offer mortgage loans, extend credit, make credit determinations, or otherwise engage in mortgage lending or brokering activities. The lender makes all credit and qualification decisions with buyers. Any determination to extend credit to a buyer is a decision by the lender, and not by Roam.
4 The lender makes all credit and qualification decisions with buyers. Any choice to extend credit to a buyer is a decision by the lender, and not by Roam.
$960/mo
View details