1423 Sharon Rose Trce, Deltona, FL 32725
4 beds · 3 baths · 3,083 sqft
Welcome to your beautiful 4 bedroom, 3 bathroom pool home in the highly coveted neighborhood of Lake Baton Estates. Beginning in the heart of the home, the kitchen, you will be invited by elegant granite countertops paired with a sleek glass backsplash. The vast breakfast bar overlooking an extensive living space makes for a great entertaining area. The generous primary bedroom is a serene retreat featuring an abundance of space for relaxation and restful nights. Enjoy your private en-suite bathroom which provides a luxurious escape, complete with dual sinks, elegant tile work, a soaking tub and a large glass encased walk-in shower. The guest rooms, located on a split plan, are ample in size and feature generous closet space, ensuring comfort and convenience for family and visitors alike. This thoughtful layout offers privacy and separation, ideal for hosting guests or providing family members with their own retreats. In addition, there is a bonus room that serves as a flex space, perfect for a variety of uses such as an office, gym, or playroom. Head out of the sliding glass doors to the covered lanai which provides a shady escape where you can unwind and enjoy the outdoors. The sparkling blue salt water pool will entice you to jump right in. Surrounded by a functional, brick paved deck space perfect for lounging and enjoying the outdoor ambiance. Other notable features include: A hard wired security camera system, whole house water softener, solar pool heat, rain gutters, new exterior and interior paint, solar tube in kitchen for added light, fresh landscaping including river rock and curbing surrounding the entire home and more! This truly remarkable home will please any buyer with its thoughtful design and extensive features. For anyone looking for a spacious environment to those seeking modern and convenient living space, this residence caters to a wide array of needs and desires. The combination of aesthetic appeal and functional upgrades ensures that every moment spent here is comfortable and enjoyable. With its blend of luxury and practicality, this home is not just a place to live—it's a lifestyle.
Source: STELLAR #o6257776
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6257776
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6257776
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.