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$679,500 SIGNIN

Sign in to see required down payment for the 3.05% rate

14209 Signal Hill Dr, Little Elm, TX 75068

5 beds · 4 baths · 3,110 sqft

Concierge

Get a free consultation call with an expert in the mortgage assumption process.

Welcome to your dream retreat in the beautiful Frisco Hills Subdivision, where the star of the show is the resort-style backyard. Enjoy sunny days and relaxing evenings with a sparkling pool, inviting hot tub, covered patio, and vibrant landscaping filled with lush plants—perfect for entertaining or unwinding in your own private escape. Inside, this thoughtfully designed home features rich wood flooring, soaring ceilings, and a dramatic floor-to-ceiling Austin stone fireplace in the living room. Windows fill the space with natural light and provide peaceful views of the backyard. The open layout connects seamlessly to a stylish kitchen with a center island for seating, making it a great space for gatherings. The primary suite offers peaceful backyard views and a quiet retreat, while the secondary bedroom downstairs doubles as a dedicated office, perfect for remote work or guests. A formal dining room also adds elegance and flexibility to the main floor layout. Upstairs, enjoy a spacious media room—complete with a projector and screen that stay with the home—a large game room, three additional bedrooms, and two full bathrooms, giving you space to spread out and enjoy. With a new roof already in place, this home offers both beauty and peace of mind. Zoned to the highly regarded Frisco ISD and just minutes from the PGA Headquarters, the stunning Omni Resort, and Frisco’s Universal theme park, this location offers convenience and excitement at your doorstep. Come experience the lifestyle that makes this home stand out in Frisco Hills!

Estimated
Seller's interest rate
3.05%
7%
Estimated
Monthly payment

$2,747
$3,598
You may also save up to $270,901 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $3,598 monthly payment

Financed
SIGNIN
Location
Use two fingers to move the map
Loan details
Loan type
FHA
Rate
3.05%
Remaining term
26 yrs and 6 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$2,747
Principal & interest
$1,675
Mortgage insurance
$279
Property taxes
$171
Home insurance
$583
HOA fees
$37
Utilities
Not included

Source: Public records

Home details
Size
3,110 sqft
Lot size
0.132 acres
Year built
2014
Type
Single Family Residence
HOA dues
$37.50

Source: NTREIS #20907576

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: May 02, 2025 06:33 am
Listing agent: Tonya Peek
Listing provided courtesy of: Coldwell Banker Realty Frisco (972) 712-8500
Details provided by NTREIS and may not match the public record.
MLS ID: #20907576
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.
Fair Housing Act logo Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
$2,747
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