1 of 73
$650,000

14173 Pullman Dr, Spring Hill, FL 34609

4 beds · 3 baths · 3,228 sqft sqft

Welcome to this breathtaking 4-bedroom, 2.5-bath residence nestled in the desirable gated Pristine Place community. As you approach, the lush landscaping and elegant paver driveway lead you to new double front doors, equipped with cutting-edge smart lock technology. Stepping into the foyer, you’ll be greeted by a formal living room, highlighted by an exquisite double tray ceiling and expansive windows that frame serene views of the private pool. Adjacent to the living area, the formal dining room features a beautifully crafted built-in bar, perfect for coffee enthusiasts and wine lovers alike. The heart of the home lies in the spacious family room, complete with custom built-ins and a cozy gas fireplace, ideal for relaxing on cool evenings. This area seamlessly flows into the chef-inspired kitchen, boasting solid wood cabinetry, gleaming granite countertops, a Samsung air-fryer stove, a deep farmhouse sink, and a convenient island with breakfast bar. The primary bedroom suite offers a spa-like retreat with a luxurious jetted garden tub, a walk-in shower, dual vanities, and two spacious walk-in closets. Bedrooms 2-4, along with a guest bath, are thoughtfully positioned on the opposite side of the home for added privacy. Throughout the home, updated plantation shutters from 2023 add a fresh, modern touch, with the elegant shutters even covering the sliders for a cohesive look. Additional features such as the stylish wet bar – set in a cozy alcove between the kitchen and living area – offer both function and charm, with granite countertops and a built-in wine fridge. Important upgrades include a 2017 roof and new hurricane-impact windows installed throughout in 2023, providing enhanced protection during storm season. Step outside to the expansive screened lanai, where an outdoor kitchen awaits, equipped with high-end Blaze appliances and an impressive $8,000 Hibachi grill, perfect for entertaining and outdoor dining. Family and friends will love gathering around the resurfaced, heated saltwater pool, illuminated with Nebula lighting for magical evening swims. This outdoor haven also includes a cozy firepit, perfect for stargazing and marshmallow roasting. Pristine Place offers a range of amenities, including a clubhouse, community pool, playground, fitness center, and tennis courts. With easy access to the Suncoast Parkway, commuting to Tampa is a breeze. This home is truly a must-see—schedule your visit today!

Interest rate 3
3.63%
With Roam
6.5%
The seller’s mortgage rate at the time the loan was originated.
Monthly payment 3
$969
With Roam
$1,251
Reduce your monthly payments by $281 when you assume this mortgage.
You also save $72,877 in total interest paid.

$475,998
Edit

You may be able to put down less than the total down payment amount of $475,998 and have the rest of the funds financed with a 2nd mortgage from a lender. 4

Interest rate and monthly payment estimated based on public records.

Roam helps you take over the seller’s lower interest rate 1
We help you assume the seller's mortgage and avoid higher prevailing market rates.

45-day closing guarantee 2
We work directly with the mortgage servicer to help you quickly and easily close the transaction.
Location
Details
Home
Size
3,228 sqft
Lot size
0.3 acres
Year built
1998
Type
Single Family Residence

Source: STELLAR #tb8313194

Loan
Remaining term
21 years, 7 months
Rate
3.63%
Monthly P&I
$969
Remaining loan balance
$174,001

Source: Public records

How it works

Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.

Tour

Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.

Offer

Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.

Close

Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.

Who can qualify

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Frequently asked questions

What is Roam?

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Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

What is an assumable mortgage?

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An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

Why is an assumable mortgage valuable?

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When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Will an assumption work for me?

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An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.

Why do buyers use Roam?

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Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.

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Last updated: Oct 24, 2024 06:02 am
Listing agent: Xilas Santana (727) 291-4634
Listing provided courtesy of: EXP REALTY LLC (888) 883-8509
Details provided by STELLAR and may not match the public record.
MLS ID: #tb8313194
Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2024 MLS GRID. All Rights Reserved.
Fair Housing Act logo Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.
Disclaimers
1 Roam connects buyers and sellers to homes with assumable mortgages via a concierge service. Roam does not offer or engage in mortgage lending activity.
2 45 day guarantee is subject to credit approval by your loan servicer.
3 The assumable interest rate shown for this assumable mortgage is an estimate using the average of interest rates in this home's area at the time of the last sale. The actual assumable interest rate may differ. Estimated payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Roam connects buyers and sellers to home with assumable mortgages via a concierge service. Roam does not offer mortgage loans, extend credit, make credit determinations, or otherwise engage in mortgage lending or brokering activities. The lender makes all credit and qualification decisions with buyers. Any determination to extend credit to a buyer is a decision by the lender, and not by Roam.
4 The lender makes all credit and qualification decisions with buyers. Any choice to extend credit to a buyer is a decision by the lender, and not by Roam.
$969/mo
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