14173 Pullman Dr, Spring Hill, FL 34609
4 beds · 3 baths · 3,228 sqft
Welcome to this breathtakingly updated 4-bedroom, 2.5-bath, 3200 Sqft+ residence in the desirable gated Pristine Place community. As you approach, the lush landscaping, the elegant driveway leads you to new double front doors, equipped with cutting-edge smart lock technology. Stepping into the foyer, you’ll be greeted by a formal living room, highlighted by an exquisite double tray ceiling and expansive windows with new plantation shutters that frame serene views of the private pool. Adjacent to the living area, the formal dining room features a beautifully crafted built-in bar, perfect for coffee enthusiasts and wine lovers alike. The heart of the home lies in the spacious family room, complete with custom built-ins and a cozy gas fireplace, ideal for relaxing on cool evenings. This area seamlessly flows into the chef-inspired kitchen, boasting solid wood cabinetry, gleaming granite countertops, a Samsung air-fryer stove, a deep farmhouse sink, and a convenient island with breakfast bar. The primary bedroom suite offers a spa-like retreat with a luxurious jetted garden tub, a walk-in shower, dual vanities, and two spacious walk-in closets. Bedrooms 2-4, along with a guest bath, are thoughtfully positioned on the opposite side of the home for added privacy. Throughout the home, updated plantation shutters from 2023 add a fresh, modern touch, with the elegant shutters even covering the sliders for a cohesive look. Additional features such as the stylish wet bar – set in a cozy alcove between the kitchen and living area – offer both function and charm, with granite countertops and a built-in wine fridge. Important upgrades include a 2017 roof and new hurricane-impact windows installed throughout in 2023, providing enhanced protection during storm season. Step outside to the expansive screened lanai, where an outdoor kitchen awaits, equipped with high-end Blaze appliances and an impressive $8,000 Hibachi grill, perfect for entertaining and outdoor dining. Family and friends will love gathering around the resurfaced, heated saltwater pool, illuminated with Nebula lighting for magical evening swims. This outdoor haven also includes a cozy firepit, perfect for stargazing and marshmallow roasting. Pristine Place offers a range of amenities, including a clubhouse, community pool, playground, fitness center, and tennis courts. With easy access to the Suncoast Parkway, commuting to Tampa is a breeze. This home is truly a must-see—schedule your visit today!
Source: STELLAR #TB8313194
Financials
Source: STELLAR #TB8313194
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.