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$529,000 $SIGNIN

Sign in to see required down payment for the 4.62% rate

14154 Dove Hollow Dr, Orlando, FL 32824

4 beds · 3 baths · 2,419 sqft

ATTENTION INVESTORS! HOME PRICED AT OVER $40K BELOW MARKET PRICE WITH TENANTS IN PLACE UNITL 12/31/2025!! Beautiful 2-story Executive Home in Lake Preserve, on the very edge of Lake Nona Medical City, The VA, Boxi Park, KPMG, Disney Campus, Nemours Hospital, and so much more! This home offers a very well planned, spacious & functional layout. Charming Formal Dining and Living Room overlooking a Lanai & Fully Fenced Backyard, great for family entertainment. This Two Story Home has a Split Floor Plan, featuring 4 Bedrooms & 2 1/2 Bathrooms. The bedroom downstairs may be used as a Master Bedroom or a Mother-InLaw suite. It includes Dual Vanities with plenty of cabinetry, a Large Step-In Shower, and a Separate Garden Tub offering plenty of space & comfort with access to an Open Porch and Fenced Backyard. The Gourmet Kitchen includes Stainless Steele Appliances, Breakfast Nook, and Spacious Casual Dining Area. The laundry room is located upstairs for convenient laundry days, as well as a spacious Loft and the three other bedrooms. Community amenities include a Clubhouse, a zero-entry Pool just a block from the house with Water Features and Shade Pavilions, Playgrounds, Walking Trail, Lakefront Sundeck, Boat Ramp, and a Fishing Dock. Only 0.5 miles from Stoneywyck Elementary School, 8 Minutes to Lake Nona's Medical City, Sports District, Town Center, the new lake Nona Performance Club, Boxi Park, over a dozen restaurants and weekly and monthly events, festivals, and farmer’s market. Close to Shopping, Dining & Entertainment! Minutes away from Orlando International Airport, Main Roads with easy access to Downtown Orlando, the Attractions, and the Beach. Make this home yours and enjoy a location that offers easy access to all things that make Central Florida an awesome place to live! Schedule your appointment today before is gone! Currently occupied by tenants paying $2,850. Lease expires December 31st, 2025. Lease Contract must be honored by new owner.

Estimated
Seller's interest rate
4.62%
7%
Estimated
Principal & interest
$1,505/mo.
$1,868
You may also save up to $100,816 in total interest paid.

Send questions to support@withroam.com

Why Roam


Lower rates and lower down payments

The only homebuying option for you to put 5% down and get a 5% rate.

Closing guarantee

We can close in 45 days or we’ll pay the seller’s mortgage until we close.

Offer acceptance

95% of offers accepted when made with Roam. 5% accepted without.

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is $SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $1,505 monthly payment

Financed
$SIGNIN
Location
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Loan details
Remaining term
23 yrs and 2 mos
Loan type
FHA
Rate
4.62%
Monthly P&I
$1,505
Remaining loan balance
$SIGNIN Sign in to view

Source: Public records

Home details
Size
2,419 sqft
Lot size
0.13 acres
Year built
2018
Type
Single Family Residence
HOA dues
$106.67

Source: STELLAR #O6207853

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

What is Roam?

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Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

What is an assumable mortgage?

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An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

Why is an assumable mortgage valuable?

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When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

How can you find assumable mortgage listings?

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Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

How do I qualify for an assumable mortgage?

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To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

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Last updated: Apr 09, 2025 07:04 am
Listing agent: Ernesto Cisneros (407) 683-4515
Listing provided courtesy of: ELITE REALTY ENTERPRISES LLC (407) 683-4515
Details provided by STELLAR and may not match the public record.
MLS ID: #O6207853
Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2025 MLS GRID. All Rights Reserved.
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