14151 Nautica Ct, Naples, FL 34114
3 beds · 2 baths · 1,671 sqft
Charming single-family home in desirable Naples Reserve. Enjoy the lake view from your private outdoor spa in this inviting three-bedroom home. Near the club and fitness center, this beautifully decorated and comfortable home has all the elements of custom design. With stunning Italian cabinetry and exceptional high-end appliances, this home has an additional walk-in pantry, 40-inch custom cabinets and gorgeous granite countertops. Exceptional lighting throughout with beautiful tile flooring and custom landscaping. If you are looking for low maintenance of a charming single-family villa and the ease of secure community living, look no further. Naples Reserve has it all and more. Ready to move in, immaculately cared for, this charming home is an ideal getaway. Seller also has plans to show the potential private swimming pool and how it would look. This is a fun-filled, active lifestyle with a state-of-the-art gym and workout facility with exercise classes and personal training options. If being on the water is your thing, grab the family and head to the dock where several choices of watercraft are available. Boat ramp with free access to watercraft, including two large boats. The poolside bocce ball lanes are exciting with two courts. Four pickleball courts and five tennis courts are in a lovely setting, allowing guest viewing. The lagoon-style pool with lap lanes and an on-site cafe for indoor or poolside dining, along with the tiki bar, is, without doubt, a favorite place to gather. There are many wonderful social activities here at the club where you will find new friends, live music on weekends and a full-time recreation director for organized activities. Jogging and bike trails through beautifully maintained tropical landscaping are safe and convenient. Twenty minutes from Old Naples and 10 minutes to the Marco Island Bridge, southeast Naples and Naples Reserve offers the best of luxury and convenience, whether you prefer an active lifestyle or peaceful relaxation. With its ideal location and outstanding community features, this is Florida living at its finest.
Source: NABOR #224071862
Why Roam
Lower rates and lower down payments
The only homebuying option for you to put 5% down and get a 5% rate.
Closing guarantee
We can close in 45 days or we’ll pay the seller’s mortgage until we close.
Offer acceptance
95% of offers accepted when made with Roam. 5% accepted without.
Have questions? Email support@withroam.com
Source: Public records
Source: NABOR #224071862
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.