14144 Alafaya Oak Bnd, Orlando, FL 32828
4 beds · 4 baths · 3,833 sqft sqft
Meticulously maintained 4 bedroom, 4 bathroom, almost 4000 sq ft home sits on a premium Conservation lot! This light & bright, beautifully upgraded home has plenty of indoor and outdoor living space, making this a dream home for family and entertaining! The covered front porch has room to sit and greet the neighbors. As you enter through the foyer, you are immediately welcomed by the spacious open floor plan, high ceilings, and view straight back to your extended patio and conservation view. At the front of the home is a bedroom & full bathroom, which would also make a great office or in-law suite. The Great Room with built-in dry bar leads into the Gourmet Kitchen with an expansive island, Granite counters, 42" cabinets with crown molding, Stainless Steel appliances, built-in wall oven and microwave, and walk-in Pantry. This dream kitchen is open to your dining room and spacious family room. From this Great Room, you will enjoy the view out to your conservation area, through your triple sliding disappearing pocket doors. Relax on your large, pavered, screened-in Lanai, with ceiling fans for year-round comfort, and extended screen enclosure. Downstairs you will also find a mudroom/drop zone as you enter from the 3-car garage, and another full bathroom with pool-ready door. Head upstairs and into the oversized Loft with 2 sets of double sliding doors out to your wrap-around upstairs balcony, again enjoying the private conservation view! The large Primary Suite has yet another set of double sliders out to this amazing balcony/deck. The Primary also boasts double walk-in closets and a spacious Primary Bathroom with large tiled walk-in shower, double sinks, and an island with storage! Upstairs you will also find a large laundry room with utility sink and plenty of counter space/cabinets/shelving. Lastly, there are the 2 additional secondary bedrooms and their shared bathroom. Other highlights include: Freshly painted interior! New LVP flooring throughout the upstairs. Oversized tile throughout the downstairs and wet areas. Staircase has wrought-iron railings. Crown molding throughout. Upgraded light fixtures. Fenced Yard. Whole House Water Softener/Purifier. Pavered driveway. The 3-car Tandem garage is ideal to park 2 cars and still have a bay for extra storage or even a home gym! There are built-in overhead storage racks in the garage as well. Rosedale at East offers a community pool, fitness center, clubhouse, playgrounds, dog park & pavilion with grills. All appliances convey, including washer/dryer! All this in desirable East Orlando, conveniently located just a short drive from shops, restaurants, Waterford Lake Town Center, Siemens & Lockheed, UCF. Easy access to the 408, 528, and 417, allowing you to quickly get to Downtown Orlando, the airport, or even the beach!
Source: STELLAR #o6253739
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6253739
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6253739
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.