14140 PIMBERTON DR, Hudson, FL 34667
Welcome to this stunning property that offers a perfect blend of modern luxury and cozy comfort! This better than new 3 bed, 2 bath 2 car pool home boasts timeless elegance and thoughtful design. From the moment you step inside you’ll feel the warmth and comfort that this residence exudes. EVERYTHING IS BRAND NEW/UPDATED FROM 2021- New HVAC (2021) Roof (2013) The open concept layout with high ceilings invites natural light effortlessly connecting the living room , dining area, and gourmet kitchen creating an ideal space for entertaining guests as well. The chef-inspired kitchen boasts sleek level 4 granite countertops, matching Modern Samsung appliances, new cabinets, backsplash, double sink, water resistant laminate flooring throughout with marble in the bathroom and kitchen, baseboards, doors, bathrooms, showers, tiles, vanities, lights, fixtures, interior and exterior paint, white vinyl fence and can be sold fully furnished! Spacious oversized 2 car garage is equipped with kitchen including stove and refrigerator, countertop and double sink where current owners cook. Sellers have never cooked inside the house! The primary suite is a sanctuary complete with a luxurious en-suite bathroom featuring dual vanities, new cabinetry, make-up area, granite countertops, marble flooring, separate glass-enclosed shower and a spacious walk in closet ample for your wardrobe. The other two bedrooms are equally inviting and share a second fully updated bath. Kitchen is very spacious with a delightful eat in area looking out your spacious fully fenced backyard. The sliding glass doors open onto the large screened outdoor pool and patio area. Jump in the sparkling pool with automatic pool cleaner! There are both covered and open areas outside the screened Lani to enjoy barbecuing and gardening.You will never find a more meticulously kept home!! No CDD fees and not in a flood zone.
You may be able to put down less than the total down payment amount of $219,915 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #u8249078