1414 Willow Branch Dr, Orlando, FL 32828
3 beds · 2 baths · 1,654 sqft sqft
Welcome to this cozy 3-bedroom, 2-bathroom home with a den/office, Florida room, and a 2-car garage, located in the sought-after Avalon Lakes gated community. This split floor plan offers personal space for everyone, with a spacious master suite nestled near the family room and the secondary bedrooms on the opposite side. The home boasts an updated kitchen with sleek granite countertops, stainless-steel appliances, pantry cabinets and pantry closet and a dinette area large enough to accommodate a dining table with bay window. As you enter, you will be greeted with tall ceilings, on the right you’ll find a versatile den or office, perfect for working from home or creating a guest space. This home has been updated such as kitchen, both bathrooms have been updated, and the home features tile flooring in the main living areas and flex space and plush Berber carpets in the bedrooms. Key updates include a new HVAC system 2022, a roof replaced in 2019, Solar panels installed in 2018 and Hybrid Hot water Tank 2023. The Florida room adds an extra layer of comfort and coziness family area and offering serene views of a small pond. Shaded by trees in the back yard provides this additional family space with cool comfort making this 150 sf Florida room, a perfect retreat. The home’s energy efficiency ensures comfortable living year-round. With a low HOA and real estate taxes, this home is as practical as it is charming. Avalon Lakes is a vibrant community offering top-notch amenities like a community center with fitness facilities, tennis and basketball courts, and more. Families will appreciate the highly rated schools and the convenience of nearby restaurants, gas stations, community events, and quick access to UCF, Valencia, major highways, the airport, theme parks, and beaches. This home offers not only modern comforts but also a lifestyle that makes staying home feel like a vacation. Don’t miss your chance to live in a community that truly has it all!
Source: STELLAR #o6242947
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6242947
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #o6242947
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.