1414 Tivoli Hl, San Antonio, TX 78260
4 beds · 3 baths · 2,900 sqft
Discover this stunning, meticulously maintained home showcasing high-end upgrades and luxurious details. The interior features a stylish Big A** Fan (I know what you're thinking, and yes that's the brand name), Sub-Zero fridge and GE appliances, a wine fridge in the kitchen, custom blinds, and an electronic patio shade for added convenience. Elegant touches include programmable soffit outlets, custom light fixtures, and epoxy-coated garage floors equipped with cabinets, a slat wall, and overhead storage. A water softener with reverse osmosis ensures premium water quality throughout the home. Step outside to your private oasis, where a Keith Zars pool awaits, complete with the sought-after Lifestyle Protection Plan for ultimate peace of mind. The backyard also features a custom gazebo, thoughtfully designed with built-in heaters, electrical outlets, a fridge, and space for cooking, making it perfect for entertaining year-round. The beautifully landscaped property is enhanced by the addition of four Monterrey oaks, a full irrigation system, and freshly stained exterior wood in 2023, ensuring long-lasting curb appeal. Located in the lavish gated community of Tivoli, this home offers a peaceful Hill Country setting while being just minutes from the Sonterra Medical Center and the Shops at Stone Oak. Convenient access to Target, Whole Foods, Starbucks, Trader Joe's, HEB, Lowe's, and more ensures that every necessity is within reach. This exceptional home combines luxury, functionality, and a prime location. Schedule your showing today and experience everything this property has to offer!
Source: SABOR #1823711
Source: SABOR #1823711
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1823711
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.