14138 Vindel Cir, Fort Myers, FL 33905
5 beds · 3 baths · 3,993 sqft
NO FLOOD ZONE-Welcome to your dream home in the prestigious community of Portico! This stunning single-family home boasts 5 bedrooms, 3 bathrooms, and a 3-car garage, providing ample space for your family to grow and thrive. The in-ground pool is perfect for relaxing on hot summer days, while the granite counters and stainless steel appliances in the kitchen make meal prep a breeze. You'll love the combination of carpet and tile flooring throughout the home, providing both comfort and style. The screen enclosure front entry adds an extra layer of security and privacy, while the bonus room upstairs offers endless possibilities for a home office, playroom, or media room. This home is truly a gem, with additional features such as water treatment, gutters, sealed pavers, and a generator hook up ready for any unexpected power outages. Situated on a quiet cul-de-sac, you'll enjoy peace and tranquility in this sought-after neighborhood. Whether you're hosting a family barbecue by the pool or enjoying a quiet evening in the spacious living room, this home has everything you need to create lasting memories with your loved ones. Don't miss out on this incredible opportunity to own a piece of paradise in Portico - schedule a showing today!
Source: FORTMYERS #224080161
Source: FORTMYERS #224080161
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.