VA loan
1 of 38
VA loan
$358,000

14123 Rosebriar Glen Ct, Rosharon, TX 77583

4 beds · 3 baths · 2,388 sqft

Welcome home to your Bohemian Retreat! Relax in your peaceful backyard oasis, as you immerse yourself in the sounds of nature. At the top of the stairs is a welcoming loft area, equipped with a half bathroom, waiting for your next gathering to entertain. All bedrooms on the 1st floor. All herbs, plants and landscaping to remain. All appliances to convey, as well as tv in the media loft area. Some furniture is able to stay with the home, Seller is open to negotiations. All offers welcome, no lowballs will be entertained. Less than 5 miles to the BRAND NEW Manvel Town Center with one of the biggest HEB’s in Texas, with word of Target coming soon. And on the other end of HWY is the Ft. Bend Town Center with a Cinemark Theater.. This home is a must-see. Schedule your appointment today!

Estimated
Seller's interest rate
2.75%
7%
Estimated
Principal & interest
$1,080/mo.
$1,682
You may also save up to $189,645 in total interest paid.
Listing price
$358,000

Your cash down payment
$115,671
Seller’s estimated current equity is $115,671
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $1,080 monthly payment

Financed
$242,328
Assumed mortgage 2.75% • Seller's rate
$242,328
2nd mortgage 9% • No prepay penalty
$0

Interest rate and monthly payment estimated based on public records.

Location
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Details
Home
Size
2,388 sqft
Lot size
0.1377 acres
Year built
2019
Type
Single Family Residence
HOA dues
$79.17

Source: HAR #57419229

Loan
Remaining term
26 yrs and 3 mos
Rate
2.75%
Monthly P&I
$1,080
Remaining loan balance
$242,328

Source: Public records

Who can qualify

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Other resources
Frequently asked questions

What is Roam?

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Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

What is an assumable mortgage?

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An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

Why is an assumable mortgage valuable?

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When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

How can you find assumable mortgage listings?

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Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

How do I qualify for an assumable mortgage?

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To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

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Last updated: Mar 06, 2025 01:06 pm
Listing agent: Kendall Butler (864) 915-3956
Listing provided courtesy of: LPT Realty, LLC (877) 366-2213
Details provided by HAR and may not match the public record.
MLS ID: #57419229
Copyright 2025, Houston REALTORS® Information Service, Inc. The information provided is exclusively for consumers’ personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Fair Housing Act logo Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.
Disclaimers
1 Roam connects buyers and sellers to homes with assumable mortgages via a concierge service. Roam does not offer or engage in mortgage lending activity.
2 30 day guarantee is subject to credit approval by your loan servicer.
3 The assumable interest rate shown for this assumable mortgage is an estimate using the average of interest rates in this home's area at the time of the last sale. The actual assumable interest rate may differ. Estimated payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Roam connects buyers and sellers to home with assumable mortgages via a concierge service. Roam does not offer mortgage loans, extend credit, make credit determinations, or otherwise engage in mortgage lending or brokering activities. The lender makes all credit and qualification decisions with buyers. Any determination to extend credit to a buyer is a decision by the lender, and not by Roam.
4 The lender makes all credit and qualification decisions with buyers. Any choice to extend credit to a buyer is a decision by the lender, and not by Roam.
$1,080/mo
View details