14120 Whitecap Ave, Hudson, FL 34667
2 beds · 2 baths · 1,474 sqft
**Welcome Home to Beacon Point!** PRICED TO SELL / MOTIVATED SELLERS If you’re looking for a bright, welcoming MOVE IN READY home in a fantastic, maintenance -free community, this is it! Located in the sought-after Beacon Point neighborhood, known for its friendly vibe and poolside gatherings, this 2-bedroom, 2-bathroom home is ready for you to move in and start enjoying. Step inside and feel right at home. The open, airy floor plan has BRAND NEW FLOORS and fresh paint throughout, giving it a bright, modern feel. The kitchen is the heart of the home, with a cozy breakfast nook, a new sink, backsplash, and a pass-through window to the living and dining area—great for hosting or just keeping the conversation going while you're buzzing around. One of the best features? The enclosed Florida room. It’s the perfect spot to sip your morning coffee or unwind in the evening, with views of your private backyard oasis. The room is equipped with an insulated roof, solar blinds, and tile flooring—and for those warmer days, there’s even a portable A/C unit to keep things cool. The master suite is spacious and inviting, with two walk-in closets (yes, two!), a dual-sink vanity, a walk-in shower, and a private water closet. You’ll appreciate the thoughtful touches throughout the home, like inside laundry with shelving, extra storage in the attic, new ceiling fans in both bedrooms and a utility sink in the garage. Practical updates like a 2020 roof, newer water softener, and upgraded garage door screens and sensors mean less maintenance and more time to enjoy your new home. Plus, the HOA takes care of yard work, irrigation, sewer, water, and even internet. And the location? Perfect. You’re close to golf courses, shopping, hospitals, the Gulf, and only a 20 minute drive to the Veteran's Expressway to get you to Tampa in under an hour. This is more than a house—it’s a home in a community where neighbors become friends. Come see it for yourself, and let’s make Beacon Point your next chapter! Schedule your showing today. **Furnishings Optional**
Source: STELLAR #W7871155
Financials
Source: STELLAR #W7871155
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.