1412 Resolute St, Kissimmee, FL 34747
3 beds · 3 baths · 1,655 sqft
Welcome home to this gorgeous David Weekley “Sherwin” Townhome model! This open floor plan features 3 Bedrooms, 2.5 Bathrooms, 2 car garage, a nice front porch area and a private fenced in rear patio. As you enter the property, you will notice the nice open space with the living room and dining area, a large kitchen including the oversize granite Island, stainless steel appliances, tons of natural light throughout which makes this area perfect for family or friends gatherings! This sweet home was recently upgraded with wood floors, master bathroom shower, a few lightning fixtures and beautiful kitchen backsplash. On the first floor you will also find a half bath and a large size closet. The second floor features 2 guest bedrooms, a full bathroom and the laundry room. The master bedroom features large windows, a spacious walk in closet, garden tub and separate shower. All this is nestled inside desirable Spring Lake in Celebration South Community. Take advantage of the resort style pool, fitness center, picnic areas, and miles of biking/walking trails. The home is located close to downtown celebration, all the DISNEY theme parks, I-4 and 417. Call for your private showing today
Source: STELLAR #s5110813
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #s5110813
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #s5110813
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.