14110 Amazing Vly, San Antonio, TX 78254
4 beds · 3 baths · 2,533 sqft
Welcome to 14110 Amazing Valley, a stunning 4-bedroom, 3-bathroom residence nestled in the heart of San Antonio, Texas, 78254. This custom-designed home boasts an array of luxurious features, perfect for anyone seeking both comfort and style in a vibrant community. As you step inside, you are greeted by an abundance of natural light that highlights the spacious open floor plan. The living area is adorned with custom chandeliers and light fixtures, creating an inviting atmosphere for entertaining or relaxing with loved ones. quartz countertops installed Aug 2024 grace the kitchen and bathrooms. The updated kitchen also features a sleek, new kitchen sink installed Aug 2024, making it a chef's dream. The home office provides a quiet workspace, while the spacious rooms throughout ensure ample comfort for everyone. You will appreciate the convenience of walk-in closets, attached garage with a 220 outlet to charge your TESLA or other Electric Vehicles, and central AC and heating for year-round comfort. Smart home features and recessed lighting enhance the modern appeal, making everyday living a breeze. Step outside to your covered patio, where breathtaking views await in the fenced backyard, perfect for outdoor gatherings or simply enjoying the serene surroundings. Situated on a large lot, this move-in ready home is located on a quiet street in an established, friendly neighborhood with a low crime rate. Community amenities abound, with nearby parks, recreation, and walking trails catering to an active lifestyle. Enjoy community events that foster a vibrant atmosphere and take advantage of the top-rated school district .This pet-friendly neighborhood is safe, friendly, and walk and bike-friendly. Don't miss your chance to experience the best of San Antonio living at 14110 Amazing Valley!
Source: SABOR #1815703
Interest rate and monthly payment estimated based on public records.
Source: SABOR #1815703
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 30-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1815703