1411 Swift Ct, Kissimmee, FL 34759
4 beds · 2 baths · 1,764 sqft
Welcome Home!!! MOVE-IN READY one story 4 Bed/2 Bath upgraded home throughout. This beautiful home has a welcoming floor plan! Beautiful New Luxury Plank throughout property shows as like wood floors! You will LOVE to create memories at The Spacious Master Bedroom and Master Bathroom! Invite family or friends to the Great Family Room and cook in your beautiful Kitchen offering Upgraded Tile Backsplash, countertops, Stainless Steel Appliances, and eat in kitchen space that will perfectly accommodate extra visits to enjoy those family get togethers. This property offers an EXTENDED Backyard concrete outdoor space for gatherings. Inside Laundry Room, 2-Car Garage. Some of the upgrades on this property include: Oct 2018 - New Roof, April 2024 - New Hot Water Heater, Nov 2017 - Water Softener and Reverse Osmosis (healthy water), Nov 2017 - Alarm System and Doorbell Camera, Kitchen: NEW Faucet, Refrigerator, dishwasher, Microwave, Stove, Backsplash, Oct 2018 - Kitchen Hanging light LED added, Sep 2020 - Countertop and Cabinets painted kitchen and both bathrooms, Sep 2020 - New Cabinets added to the Laundry Room, Jun 2018 - New Washer and Dryer, Oct 2018 - New Ceiling fan in all bedrooms and Family Room, ceiling lamp in Dining and Entrance LED throughout the house, Oct 2018 - New Floor throughout the house, Nov 2020 - New Gutters added. Enjoy ALL YEAR LONG the Neighborhood Amenities that include: Pool, Fitness Center, Multiple Playgrounds, Dog Park, Clubhouse, Basketball courts, tennis courts, etc. ALL THIS in addition to shopping, Hospital, restaurants near the area! CALL FOR YOUR PRIVATE SHOWING TODAY!!!
Source: STELLAR #o6246564
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6246564
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6246564
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.