1411 Bistineau Dr, Cedar Hill, TX 75104
5 beds · 4 baths · sqft
OPEN HOUSE - Friday, Dec. 27th, 1 - 3pm ....Now offered at a new price! Looking for a home that offers plenty of room to grow, entertain, and relax? This expansive property features multiple bedrooms and generously sized living areas, providing everything you need for both everyday comfort and special gatherings. The open-concept layout is highlighted by granite countertops, abundant cabinet space, and ample counter space, allowing for effortless cooking and organization. Enjoy two distinct dining areas: a formal dining room perfect for hosting, and a casual breakfast nook with a bar for more laid-back meals. These flexible spaces are ideal for a variety of occasions, from intimate dinners to larger celebrations. The heart of this home includes high ceilings and large living areas that create a bright, airy atmosphere. For ultimate relaxation and entertainment, a media room offers a dedicated space for movie nights, game days, or simply unwinding. The first-floor primary bedroom suite includes an ensuite bathroom and spacious walk-in closet. Four additional bedrooms provide plenty of room for guests, home offices, or any other needs, while three and a half bathrooms ensure everyone has ample space and convenience. With a $50,000 solar panel system, this home offers significant savings on utility bills while supporting a sustainable lifestyle. Whether you're looking to entertain or simply enjoy the comfort and space, this home has everything you need. Don't miss the chance to tour this expansive property today and start the new year in a place you'll love to call home!
Source: NTREIS #20787376
Interest rate and monthly payment estimated based on public records.
Source: NTREIS #20787376
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #20787376
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.