14108 Signal Hill Dr, Little Elm, TX 75068
4 beds · 4 baths · 3,567 sqft
Don’t miss your chance to own this stunning property in Frisco Hills – where luxury meets lifestyle! Imagine walking into luxury, elegance, and modern living in the highly sought-after Frisco Hills neighborhood. This once model home is a true masterpiece, showcasing every premium upgrade offered by the builder and designed to meet the needs of luxurious family living and effortless entertaining. Step inside to be greeted by a grand staircase, an architectural centerpiece that immediately sets the tone for this Grand Home Builder's ideas. Gleaming hardwood floors extend throughout the main living areas, creating a warm and inviting atmosphere. The formal living and dining areas are situated at the front of the home, complete with a dry bar and butler’s pantry, making it ideal for hosting gatherings with sophistication and ease. The extra-large kitchen is the heart of this home, boasting top-of-the-line appliances, an oversized island with seating, custom cabinetry, and an abundance of counter space. The open concept design flows seamlessly into the expansive family room, where natural light pours in through large windows, highlighting the home's airy and inviting ambiance. Upstairs, a spacious game room offers the perfect retreat for family fun or casual entertaining. Three bedrooms are oversized, providing comfort and privacy for everyone. The luxurious master suite is a true haven, featuring a spa-like bathroom with a soaking tub, walk-in shower, dual vanities, and a generously sized walk-in closet. Every detail of this home has been thoughtfully planned to accommodate both everyday living and grand-scale entertaining. From its intuitive layout to its high-end finishes, this property exudes sophistication and charm. Situated within walking distance of the highly acclaimed Miller Elementary School and close to major shopping, this home offers the ultimate in convenience and community living. Installed solar system is true savings for an oversized home and family.
Source: NTREIS #20783547
Interest rate and monthly payment estimated based on public records.
Source: NTREIS #20783547
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #20783547
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.