14101 N Anderson Rd, Jones, OK 73049
4 beds · 3 baths · 3,080 sqft

Get a free consultation call with an expert in the mortgage assumption process.
Escape to Your Country Oasis – Minutes from Lake Arcadia! Dreaming of a homestead where you can live that "country song" life while staying close to the city? This just-over-5-acre property, nestled less than 10 minutes east of Memorial off I-35, offers the perfect blend of rural charm and modern convenience. Features to Love: Brand new roof Brand new water heater 3 recently remodeled bathrooms some new windows Fridge, dishwasher, stove and microwave LESS than 2 years old. OVERSIZED TWO-CAR GARAGE: Plenty of space for your vehicles, tools, and projects. Covered Standing Garden: Enjoy the joys of gardening without the strain – no more crouching needed! Firepit Ready: Gather around the fire with family and friends, perfect for starry nights and s'mores. Livestock Pen: Ideal for chickens, goats, or other small livestock – start your very own mini-farm. Pond Potential: Nearly two acres of land already dug out, waiting for you to create your dream pond. This property is not just a place to live – it's a lifestyle. Whether you’re looking to start a sustainable homestead, enjoy the great outdoors, or simply find peace away from the hustle and bustle, this homestead has everything you need. Plus, with Lake Arcadia just minutes away, you'll have easy access to fishing, boating, and more. Ready to embrace the simple, fulfilling life you’ve always wanted? This is your chance. Don’t miss out on this rare opportunity to own a piece of country paradise so close to the conveniences of the city.
Source: MLSOK #1125780
Source: MLSOK #1125780
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
